Prime Rate: Prime rate is the rate at which banks will lend money and is often used to set rates on many consumer loan products. Prime rate based on the fed funds rate, which is set by the Federal Reserve. As of April 30,2008 Amegy’s prime rate is 5.00%.
Products & Services:Amegy Bank offers diverse products and services designed to best fit your financial needs, including:
Commercial Banking
·Loans
·Business Banking
·Energy Banking
·Equipment Leasing
·Commercial Real Estate Financing
·Syndicated Loans
·Factoring
Treasury Management
·Wholesale and Retail Lockbox
·Anytime Deposits™
·NetSt@rSM Internet Products
·Controlled Disbursement
·eBusiness
International Banking
·Letters of Credit
·Trade Services
·Foreign Exchange
·Delegated Export/Import
·Trade Cycle Working Bank Lender
·Capital Loans
·Term Financing for Exports
Community and Not-for-Profit
·Banking Solutions for: Churches, Faith-Based Organizations, Schools, Community Development, including:
oLines of Credit
oTerm Financing
oConstruction and Term Real Estate Loans
oTax Exempt Bonds
Capital Markets and Retirement Planning
·Brokerage Services
·Institutional Custody
·Retirement Plan Services*
·Foreign Exchange
·Institutional Sales
Wealth Management, Private Banking and Trust
·Private Banking
·Trust
·Discretionary Investment Management
·Private Client and Investment Brokerage*
Personal Banking
·Totally Free Checking
·Certificates of Deposit
·Savings Accounts
·Loans
·Insured Money Market
·Affinity Banking Accounts
Amegy Mortgage
·Residential Real Estate Loans
·Construction Loans
·Commercial Real Estate Loans
History: Beginning with one location and $50 million in assets 18 years ago, Amegy has more than $12 billion in assets with more than 85 banking centers in the greater Houston, Dallas and San Antoniometropolitan areas. Local decision making and a history of relationship and community banking by its 200 calling officers set Amegy apart. Today, Amegy is a member of the Zions Bancorporation collection of great banks, which includes 500 full-service banking offices in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington.
For a list of our Board of Directors, please click here.
*Investment products and services available at select Amegy Bank N.A. banking centers are offered through Amegy Investments, Inc., member NASD/SIPC, a registered broker dealer, investment adviser, licensed insurance agency and an affiliate of Amegy Bank N.A. Certain other insurance products are offered through Amegy Insurance Agency, Inc., a licensed insurance agency and affiliate of Amegy Bank N.A. Investment and insurance products offered are NOT insured by the FDIC or any other governmental agency, are NOT deposits or other obligations of, or guaranteed by Amegy Bank N.A., its affiliates, or any other bank, and MAY be subject to investment risks, including the possible loss of principal value or amount invested.