Whatever it takes to satisfy your equipment needs, we're here for you.
Amegy Equipment Finance
Thorough understanding of our client's needs and capacities is the key to matching appropriate equipment financing/leasing products specifically to each client's requirements.
Competitive pricing and creative structures
The capacity to finance a broad range of equipment types
Equipment Lease lines of credit
Transactions ranging from $100,000 to excess of $10 million
We recognize that our customers' needs vary, depending upon the nature of their industry, their operations and the requirement for equipment to be financed. Amegy Equipment Finance equipment-leasing products produce a range of benefits. Depending on the product, its structure and options, these benefits would include:
One Convenient Source: Amegy Equipment Finance is your single source for all your business banking needs. Your banker provides the leasing services with the support of a professional leasing team.
Simplicity: Equipment lease financing does not have to be complicated. We'll keep the process simple. Let us provide a creative solution for your annual equipment needs with an Amegy Equipment Finance equipment lease line of credit.
What we offer:
Tax and non-tax lease structures
Operating leases
Sale-leasebacks
TRAC leases
Equipment lease line of credit
Software financing
Municipal financing
Medical
Private-label vendor programs
The Benefit of Equipment Lease Financing to You
Preserves Cash: You pay only for the use of the asset, not for the ownership. This avoids tying up capital in assets.
100% Financing: You receive 100% financing, eliminating the need for down payment.
Cash Flow/Budgeting: You receive longer term, fixed payments and potentially lower payments.
Alternate Source of Capital: Your existing bank lines of credit are not impacted.
Off-balance-sheet Source of Funds: You can improve ROE, ROA and many other financial rations by utilizing equipment lease financing instead of borrowing.
Tax Advantages: Lease payments may be expensed depending on the structures of financing for each credit. Check with your tax advisor.
Equipment Obsolescence: You avoid the risk of owning equipment that is no longer technologically useful or valuable .
Flexibility and Convenience: You can include many miscellaneous costs in the lease payment, such as insurance, maintenance, freight, miscellaneous soft costs and taxes.
Avoids Capital Budgeting Constraints: You can acquire needed equipment outside the capital budget. Lease payments usually are paid out of the operating budget.
For further information, or to discuss how Amegy Equipment Finance leasing professionals can help you with your equipment needs, call us today at 713-232-2281 or email us: Amegy Equipement Finance.
To access and print the Amegy Equipment Finance application Click Here. Please fax or email to the contact information on the equipment form.
