As of September 30, 2007, the regulatory capital ratios were as follows:
Descriptions
Amegy Bank Actual
Adequately Capitalized
Well Capitalized
Leverage 1
7.78%
4.0%
5.0%
Tier I 2
6.93%
4.0%
6.0%
Risk Based Capital 3
11.04%
8.0%
10.0%
Descriptions
1. Leverage: Tier I capital/average total consolidated assets 2. Tier I: Tier I capital/weighted risk-assets 3. Risk Based Capital: Qualifying total capital/weighted risk-assets
As illustrated, Amegy Bank of Texas is a well-capitalized financial institution as defined by Regulation F standards and requirements.
