Want to bank smarter? Then it’s time to combine your checking account and savings account with Smart Yield Checking. Apply today and get all the perks of modern-day checking and a rate that’s as strong as the bank that’s offering it. And that’s just plain smart.
Have direct deposit of payroll, social security check, or retirement benefits or two (2) ACH debits
Login to online banking at least once a month
Receive e-Statements
Make at least 10 signature-based transactions with your Amegy Check Card every month
Maintain a valid email address
* Annual Percentage Yield (APY) is accurate as of viewing date, variable and may change after the account is opened at the Bank's discretion. The minimum opening balance is $50.00 when account is opened at an Amegy Banking Center; the minimum opening balance is $1,000 when account is opened online. A 2.12% APY will be paid on balances up to $25,000 and 0.50% APY will be paid on balances over $25,000 each statement cycle the account requirements are met, resulting in a blended APY between 2.12% and 0.50% depending on the balance in the account. When the following requirements are not met each statement cycle, the account will earn a 0.05% APY: direct deposit of payroll, social security or other retirement benefits or two (2) ACH debits; 10 net signature-based check card transactions posted to account (net signature-based transactions posted equals signature-based debits minus signature-based credits); receive e-Statements; maintain a valid email address; and login to online banking. Eligible for personal accounts only. See an Amegy banker for more information.
