Personal Internet Money Market Account Apply OnlinePrint PageClose Window Available exclusively online, Amegy Bank Personal Internet Money Market Account pays higher interest rates than most regular money market accounts. You can make deposits as often as you wish and access your account by using an ATM or through Bank-at-Home, our online banking service (some restrictions apply). For details, see Account Features below. For further assistance or questions, please contact a New Web Account Specialist at 888-319-4420 between 8:00 a.m. through 7:00 p.m. CT, Monday through Saturday.
With our Personal Internet Money Market Account, you have the added convenience of banking wherever you have an Internet connection. For your ease, we automatically enroll you in Bank-at-Home so that you have immediate access to your primary source of account information.
3.35
Balance
Rate
APY
$1,000-$9,999.99
3.154%
3.20%
$10,000-$24,999.99
3.300%
3.35%
$25,000-$49,999.99
3.300%
3.35%
$50,000-$99,999.99
3.300%
3.35%
$100,000+
3.300%
3.35%
Account Features:
Minimum Opening Balance
$1,000
Monthly Maintenance Fee
$12
Minimum Daily Balance
(to avoid maintenance fee)
$1,000
Minimum Daily Balance
to Earn Interest
$1,000
Interest Rate
·Variable rate
·Compounded monthly
·Paid monthly
·Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day.
·Accrual on Non-cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items.
Transaction Limitations
·Unlimited over-the-counter withdrawals, including those at an ATM.
·Federal restrictions limit the number of debit/withdrawal transactions.Up to six (6) pre-authorized telephone or online transfers.
·Three (3) of these withdrawals may be made by draft or debit card (third-party transactions).
·Excessive debit fee of $20 for each withdrawal after 6 per month.Amegy Bank reserves the right to close or reclassify your account if these limitations are exceeded on a recurring basis.Please refer to Amegy and You: Our Rules and Regulations Governing Accounts brochure for additional information on this account.
·Customer assisted call, account transfer by phone, in excess of three (3) per month will be assessed a $5 fee.
·$3 fee for withdrawals at teller window.
Unique Features
·Higher interest rate than regular money market accounts
·Free Bank-at-Home online banking. (Not eligible for Bill Pay.) You will need a web browser such as Netscape 6.0 or Microsoft Internet Explorer 5.0 or higher that supports 128-bit encryption.
This account requires an account opening balance of $1,000. To obtain the listed Annual Percentage Yield (APY), the balance must be equal to or greater than $1,000. APY is accurate as of the date viewed only. This APY is variable and may change once the account is opened. Fees may reduce earnings.
*Please refer to the rate table above for the deposit amount required to receive the stated APY. At times, rates may be the same for all tiers. For assistance, call a New Account Web Specialist at 888-319-4420 between 8:00 am. to 7:00 p.m. CT, Monday through Saturday.
