Personal Internet Money Market SavingsApply OnlinePrint PageClose Window Available exclusively online, Amegy Bank Personal Internet Money Market Savings account pays higher interest rates than most regular money market accounts. You can make deposits as often as you wish and access your account by using an ATM or through Bank-at-Home, our online banking service (some restrictions apply). For details, see Account Features below. For further assistance or questions, please contact a New Web Account Specialist at 888-319-4420 between 8:00 a.m. through 7:00 p.m. CT, Monday through Saturday.
With our Personal Internet Money Market Savings account, you have the added convenience of banking wherever you have an Internet connection. For your ease, we automatically enroll you in Bank-at-Home so that you have immediate access to your primary source of account information.
·Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day.
·Accrual on Non-cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items.
Transaction Limitations
·Federal Regulation D limits the transactions on your account to a maximum of six transfers and/or withdrawals by pre-authorized, automatic or Telephone/Internet transfers, check, draft, or debit card during each monthly statement cycle. Checks are counted as of the date they post to your account, not the date they are written. There are no regulatory restrictions on transactions at the ATM or teller window.
·Excessive debit fee of $20 for each withdrawal after 6 per month.Amegy Bank reserves the right to close or reclassify your account if these limitations are exceeded on a recurring basis.Please refer to Amegy and You: Our Rules and Regulations Governing Accounts brochure for additional information on this account.
·Customer assisted call, account transfer by phone, in excess of three (3) per month will be assessed a $5 fee.
·$3 fee for withdrawals at teller window.
Unique Features
·Higher interest rate than regular money market accounts
Account Access
·Monthly eStatements are required and are provided automatically online within Bank-at-Home; a fee of $10 per month will be charged for paper statements.To avoid the $10 monthly charge, you must complete the opt-out process within Bank-at-Home at least two business days prior to your first statement cutoff date.
·Free Bank-at-Home online banking. (Not eligible for Bill Pay.) You will need a web browser such as Netscape 6.0 or Microsoft Internet Explorer 5.0 or higher that supports 128-bit encryption.
· Transfer funds between your Amegy Bank account and your accounts at other financial institutions within Bank-at-Home. Transfers between Amegy accounts and incoming transfers from other financial institutions are FREE. Outgoing external transfers are $2.50 per transfer.
This account requires an account opening balance of $1,000. To obtain the listed Annual Percentage Yield (APY), the balance must be equal to or greater than $1,000. APY is accurate as of the date viewed only. This APY is variable and may change at any time at the Bank's discretion. Fees may reduce earnings.
*Please refer to the rate table above for the deposit amount required to receive the stated APY. At times, rates may be the same for all tiers. For assistance, call a New Account Web Specialist at 888-319-4420 between 8:00 am. to 7:00 p.m. CT, Monday through Saturday.
