Private Banking Let us help you with your customized credit and deposit needs.
Amegy Bank has assembled one of the most comprehensive Private Banking teams in Houston. Averaging nearly 20 years of local Texas banking experience, we specialize in anticipating and meeting the needs of corporate executives, professionals, entrepreneurs, business owners, wealthy individuals and families. Our private bankers take the time to get to know you, understand your needs and provide common-sense solutions to your most complex financial needs.
Amegy private bankers also serve in a leadership role, assembling experts and resources from within and beyond the bank to assist you. We oversee the entire process, ensuring that your goals remain the primary focus. If customized credit is your immediate need, we will work hard to exceed your expectations. Well-placed leverage can be a huge benefit, allowing you to stay fully invested when there are demands on liquidity. We offer: Personal Loans A personal loan can be used for just about anything – a college education, a luxury car, a boat, a recreational vehicle, a vacation or an investment opportunity.
Signature Line of Credit Our personal line of credit allows you simply to write a check for the things you need – up to your credit limit. You will enjoy a much lower interest rate than with most credit cards, there will be no annual usage fee and you may choose from a number of repayment options. From buying a new car or making stock purchases, to paying college tuition or taking a vacation, your signature line of credit is an easy, budget-smart way to manage expenses.
As one of only several current TEAJF (Texas Equal Access for Justice Foundation) Prime Partners, Amegy Bank is paying a rate that yields 75 percent of the Federal Funds Target Rate on IOLTA balances of $100,000 and above, and a very competitive rate on all other balances.
As a Prime Partner, Amegy Bank is helping ensure that low-income Texans receive much-needed basic legal services. The higher the interest paid, the more funds that are generated for the public. Attorneys can show their commitment to the public's best interest by choosing a Prima Partner, thus receiving a higher interest rate that results in a higher donation to the economically disadvantaged.
As a Prime Partner, Amegy agrees to pay the higher of the following rates on IOLTA balances; 75% of the Federal Funds Target Rate or a minimum of 1.00% APY.
Amegy IOLTA Benefits
No monthly maintenance fees
No minimum balance requirements
Free unlimited transactions
Low minimum opening deposit
Interest is calculated daily, credited and compounded monthly
For more information, please contact your Amegy Banker or Wendel Skolaski at 713-235-8891.
Construction Financing When you decide it is time to take out a construction loan, you will find our interest rates competitive with those in the market. Not only that, we have a quick turnaround and flexible repayment plans. We want to make sure that borrowing money is a fast, easy and pleasant experience. We can finance the construction of custom-built homes, as well as home renovations and additions, including swimming pools. Depending on the purpose of your loan, choose from short-term, long-term, fixed or variable-rate plans. Our knowledgeable lending professionals and local decision-makers eliminate delays.
Competitive Mortgage Loans Select from a complete array of conventional home mortgage loans. Also available are attractive adjustable rate mortgages.
Low rates, thanks to a nationwide network of leading mortgage investment participants.
Faster approvals, because your loan is underwritten in-house.
Prompt closings.
Quality, full service, through our control and involvement in your real estate transaction.
Personal Money Market Account Personal Money Market accounts provide terrific, high-yielding investment opportunities for those who want easy access to their funds. You can transfer funds from another account to one of these moneymaking insured investment options. This account provides our highest yield, tiered interest account for customers who maintain significant balances. The Personal Money Market account combines the convenience of a Commercial Money Market Savings account with competitive yields. Deposit Solutions
Standard bank deposit accounts
Corporate group banking packages
Time deposits
Money Market accounts
Credit Solutions
Personal lines of credit
Commercial lines of credit for professional service companies
Home mortgage loans – both purchase and refinancing
Vacation home loans
Home construction loans
Home equity loans – term loans and lines of credit
