Commercial Card Benefits for Your Business

It pays to think strategically about how your business makes payments, whether it’s one-time or recurring transactions for supplies, operational expenses, B2B purchases, business travel or other expenses. With the right commercial card solution in place, your business can save time and optimize your payables process.

Using a commercial credit card can meet the needs of your business in a variety of ways. In addition to the opportunity to earn revenue share back to your business at a competitive rate, here are five benefits to consider:

1. Automate manual tasks. With an Amegy Bank Commercial Card, your cardholders have access to a powerful Mobile Expense Management tool that streamlines the process of entering and tracking expenses through an app. Online tools for tracking and managing spending can enhance spending control and reduce the paper trail of receipts and manual expense tracking. Set up single or multiple layers of review, allowing you to view and approve expenses anytime, anywhere.
2. Set smart controls. Gain greater control and improve the security of your supplier payments by incorporating more strategic payments within your payables department. Take advantage of customizable controls and authorization strategies to restrict spend category, simplifying auditing and expense reporting.
3. Streamline cash flow. Further improve operational efficiency by eliminating costly and inefficient check payments and streamlining the way you manage strategic supplier payments in AP. Make smarter purchasing decisions, cut down on long cycle times and help maximize your cash.
4. Track business expenses. Tracking expenses through a credit account can make it simple to categorize and add up your business costs, which can be useful for spotting tax deductions and negotiating preferred supplier discounts.
5. Separate business from personal. Without a commercial credit card, you may find yourself and your employees comingling personal and business finances, often through cumbersome expense reimbursement processes.

With Amegy Bank, you have control and oversight over your commercial card program and a dedicated support team to consult on card management solutions. Learn more about commercial card solutions to help improve the way your business operates.