AmaZing Cash for Consumers


Finally, a truly amazing credit card cash back program.  With AmaZing Cash®, you maximize your purchasing power by earning cash back on most purchases.


The AmaZing Cash program: 

  • Earn cash back for everyday purchases1
  • 1% cash back on most purchases1
  • Earn double cash back for the first 3 months2
  • Annual cash back bonus3
  • Earned cash back automatically deposited into your Amegy deposit account* in $50 increments
  • For more details on AmaZing Cash, please visit any Amegy banking center or call customer service at 1-855-662-9200.

Earning cash back is as simple as using your card for everyday purchases.  No extra steps required - because your cash back will automatically be deposited into your Amegy deposit account.  Cash back has never been easier or more convenient. 

Credit cards subject to credit approval. Certain terms, conditions and restrictions apply. See Amegy Bank Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time. These are variable rate products. The APR is based on the Prime Rate as stated in the Wall Street Journal (currently 3.25% as of 02/07/2013) plus a margin. The interest rate payable on the card will change effective with changes in the Index.

1. Customer earns 1% cash back for every dollar spent on net purchases only. Cash back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing.

2. Earn double cash back for the first three months. Cardholder will earn 2% cash back for every dollar spent on net purchases during the first three months of account opening. At the end of the three months, cardholder will earn 1% cash back for every dollar spent on net purchases. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. This offer only available to new consumer credit card accounts and not available with all card types.

3. Offer available on Amazing Cash card. A cardholder may earn an annual cash bonus ranging from 0% up to 25% of the total cash back they have earned on non-promotional offers within the calendar year. This annual bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total cash back that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% cash back that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder’s annual net spend falls into. Annual Spending Tiers: Tier 1 - $0 - $4,999 = 0%, Tier 2 - $5,000 - $9,999 = 5%, Tier 3 - $10,000 - $14,999 = 10%, Tier 4 - $15,000 - $19,999 = 15%, Tier 5 - $20,000 - 24,999 = 20%, Tier 6 - $25,000+ = 25%. For example, with an annual spend of $12,500 you would earn $125 (1% cash back) plus an annual bonus of $12.50 (10% under Tier 3). The annual bonus will be credited to your deposit account within 6 weeks of the calendar year end. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. The following graphic offers examples of how the annual bonus program works:


Tier          

If you Spend    

You earn 1% Cash Back

Depending on the Annual Bonus Spending Tiers

You may earn an additional Annual Bonus Cash Back

Total Earnings*

   

1

$4,500

$45.00

$0 - $4,999 = 0%

$0.00

$45.00

                              

2

$7,500

$75.00

$5,000 - $9,999 = 5%

$3.75

$78.75

   

3

$12,500

$125.00

$10,000 - $14,999 = 10%

$12.50

$137.50

   

4

$17,500

$175.00

$15,000 - $19,999 = 15%

$26.25

$201.25

   

5

$22,500

$225.00

$20,000 - $24,999 = 20%

$45.00

$270.00

   

6

$40,000

$400.00

$25,000 or more = 25%

$100.00

$500.00

   


There may be a cost to you to participate in the program, depending on your card type. Refer to your Credit Card Agreement and Disclosure Statement for information about fees applicable to your card type.