AmaZing CashTM for Consumers


Finally, a truly amazing credit card cash back program.  With AmaZing Cash, you maximize your purchasing power by earning cash back on most purchases.

The AmaZing Cash program: 

  • Earn cash back for everyday purchases1
  • 1% cash back on most purchases1
  • Earn double cash back for the first 3 months2
  • Receive up to 25% cash back annual bonus3
  • Earned cash back automatically deposited into your Amegy deposit account* in $50 increments
  • For more details on AmaZing Cash, please visit any Amegy banking center or call customer service at 1-855-662-9200.

Earning cash back is as simple as using your card for everyday purchases.  No extra steps required - because your cash back will automatically be deposited into your Amegy deposit account.  Cash back has never been easier or more convenient. 

Credit cards subject to credit approval. Certain terms, conditions and restrictions apply. See Amegy Bank Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time. These are variable rate products. The APR is based on the Prime Rate as stated in the Wall Street Journal (currently 3.25% as of 02/07/2013) plus a margin. The interest rate payable on the card will change effective with changes in the Index.

1. Customers earn 1% cash back for every dollar spent on net purchases only. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as travelers' checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Participation in AmaZing Cash program requires an open and active Amegy deposit account in good standing in the same name as the credit cardholder. Deposit will be credited in increments of $50.00.

2. Earn double cash back for the first three months on Personal AmaZing Cash card only. Cardholder will earn 2% cash back for every dollar spent on net purchases during the first three months of account opening. At the end of the three months, cardholder will earn 1% cash back for every dollar spent on net purchases. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. This offer only available to new consumer credit card accounts and not available with all card types.

3. Up to 25% annual cash back bonus offer available on Personal AmaZing Cash card only. Cardholder may earn up to 25% bonus on annual card spend on net purchases. Bonus is based on your total annual card spend, total annual cash back, and annual spending tier. Annual Spending Tiers: Tier 1: < $5,000 = 0%, Tier 2: $5,000 - $9,999 = 5%, Tier 3: $10,000 - $14,999 = 10%, Tier 4: $15,000 - $19,999 = 15%, Tier 5: $20,000 - $24,999 = 20%, Tier 6: $25,000+ = 25%. Sample annual cash back reward is: Annual spend of $12,500 earns 1% cash back or $125. Tier 3 Annual Bonus is 10% of total cash back earned for the year, or an additional $12.50 ($125 x 10%). Annual Bonus will be awarded within six weeks of year-end to your deposit account. Cash back points are not earned on cash advances, balance transfers, fees, quasi-cash such as travelers' checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. This offer only available to new consumer credit card accounts.

There may be a cost to you to participate in the program, depending on your card type. Refer to your Credit Card Agreement and Disclosure Statement for information about fees applicable to your card type.