Account Features and Benefits

From time to time, most businesses need interim financing to fund short-term needs associated with:

  • Working capital
  • Accounts receivable
  • Inventory purchases
  • Marketing efforts
  • Taking trade discounts
  • Seasonal shortfalls
  • And other short-term needs

With a Business Line of Credit[cite::2149::cite] from Amegy Bank, you can easily finance all your short-term working capital needs at competitive rates and terms. Our highly-trained business and commercial bankers have expertise in a wide variety of industries and will sit down with you to discuss specific needs, market conditions, and how best to capitalize on growth opportunities.

Learn about Business Term Loans to finance fixed assets, equipment, vehicles, real estate financing and other long-term capital needs.

REQUIREMENTS FOR LOAN REQUEST:

  • A line amount between $5,000 to $50,000
  • A term up to 36 months
  • The current ownership of the business should be more than 24 months
  • The business should not be owned by another business entity
  • The business should currently have less than $250,000 in loans with our bank

 

BEFORE YOU APPLY ONLINE, YOU WILL NEED:

  • To be an authorized officer of the business
  • To be at least 18 years old
  • To be a business located in Texas
  • Your Tax Identification Number(s) (SSN / TIN)
  • An email address for all individuals with 20% ownership in the business
  • The revenue and income information of the business
  • The average balance in your business bank account(s)
  • The total debt and monthly debt payments for the business

 

For a Line of Credit up to $50,000, get a same day decision with a Business Access Line of Credit.

  

For a Line of Credit over $50,000, speak to one of our experienced bankers.

 

Learn about Business Term Loans to finance fixed assets, equipment, vehicles, real estate financing and other long-term capital needs.