Business Checking

Speak with an Amegy® banker for current Business Checking interest rates.

Business Interest Checking Learn More

Earn interest on business checking balances while enjoying generous transaction limits. See Checking Disclosures


Business Savings & Money Market

Speak with an Amegy® banker for current Business Savings & Money Market rates.

Business Savings Learn More

Ideal for businesses who want a traditional savings account with a low minimum balance requirement. See Money Market & Savings Disclosures

Business Money Market Learn More

Ideal for businesses who want to earn a competitive, tiered interest rate on their account balances, while having flexible access to their funds. 
See Money Market & Savings Disclosures

Business Money Market Sweep Learn More

Designed for small businesses that have excess cash, typically less than $100,000,
and have limited sweep transactions from money market to checking. 
See Money Market & Savings Disclosures


Certificates of Deposit (CDs)

Business CD Learn More

Earn competitive, fixed interest rates. See Business CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.15%0.15%
1-2 MONTHS0.15%0.15%
3-5 MONTHS0.15%0.15%
6-8 MONTHS0.20%0.20%
9-11 MONTHS0.25%0.25%
12-17 MONTHS0.35%0.35%
18-23 MONTHS0.40%0.40%
24-35 MONTHS0.55%0.55%
36-47 MONTHS0.70%0.70%
48-59 MONTHS0.75%0.75%
60 MONTHS1.000%1.00%

Business Jumbo CD Find a Banking Center Near You

Earn competitive, fixed interest rates. See Business CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.20%0.20%
1-2 MONTHS0.20%0.20%
3-5 MONTHS0.20%0.20%
6-8 MONTHS0.25%0.25%
9-11 MONTHS0.30%0.30%
12-17 MONTHS0.40%0.40%
18-23 MONTHS0.45%0.45%
24-35 MONTHS0.60%0.60%
36-47 MONTHS0.75%0.75%
48-59 MONTHS0.80%0.80%
60 MONTHS1.000%1.00%

Important Disclosures

Checking Account Disclosures

*Rate Information: The Annual Percentage Yield (APY) and Interest Rate for your account are variable, may change at any time at the Bank's discretion and are accurate as of date viewed. Fees may reduce the earnings on your account.

Transaction Limitations: For Savings and Money Market Accounts, Federal Regulation D limits the transactions on your account to a maximum of six transfers and/or withdrawals by pre-authorized, automatic or Telephone/Internet transfers, check, draft or debit card during each monthly statement cycle. Checks are counted as of the date they post to your account, not the date they are written. There are no regulatory restrictions on transactions at the ATM or teller window. Additional surcharges may be assessed by other ATM owners.

*Please refer to the Deposit Account Agreement, Deposit Rate Sheet and Business Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.

Savings Account Disclosures

*Rate Information: The Annual Percentage Yield (APY) and Interest Rate for your account are variable, may change at any time at the Bank's discretion and are accurate as of date viewed. Fees may reduce the earnings on your account.

Transaction Limitations: For Savings and Money Market Accounts, Federal Regulation D limits the transactions on your account to a maximum of six transfers and/or withdrawals by pre-authorized, automatic or Telephone/Internet transfers, check, draft or debit card during each monthly statement cycle. Checks are counted as of the date they post to your account, not the date they are written. There are no regulatory restrictions on transactions at the ATM or teller window. Additional surcharges may be assessed by other ATM owners.

*Please refer to the Deposit Account Agreement, Deposit Rate Sheet and Business Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.

CD Disclosures

*Rate Information: The interest rate for your fixed rate CD will be paid until the maturity date. The Annual Percentage Yield (APY) is accurate as of date viewed and assumes interest remains on deposit until maturity and a withdrawal will reduce earnings. Interest is compounded daily.

Frequency of Credit to Account:
(*Payment Frequency can be changed at customer request to monthly or annually)
Less than 12 months - At Maturity. 
12 months or greater - Quarterly

Minimum Balance Requirements: You must deposit $1,000 to open a Certificate of Deposit - CD or IRA CDs. You must deposit $100,000 to open a Jumbo CD. 

Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual on Non-Cash Deposits: Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks).

Transaction Limitations: After the account is opened, you may not make deposits into or withdrawals from this account until maturity.

Early Withdrawal Penalty: If the maturity of the time deposit is 31 days or less or any portion thereof, the depositor will forfeit all interest the principal amount withdrawn would have earned for the entire term of the CD. Maturity of the deposit is at least 32 days but less than one year, or any portion thereof, the depositor forfeits an amount equal to 90 days interest earned on the principal amount withdrawn. If the maturity of the time deposit is at least one year or any portion thereof, the depositor will forfeit an amount equal to 180 days earned interest on the principal. Penalty will be waived if depositor dies or is declared incompetent, or for other reason at our sole discretion.

*Please refer to the Deposit Account Agreement, Deposit Rate Sheet and Business Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.