Business Money Market & Savings

Business Money Market & Savings Disclosure*

*Rate Information: The Annual Percentage Yield (APY) and Interest Rate for your account are variable, may change at any time at the Bank's discretion and are accurate as of date viewed. Fees may reduce the earnings on your account.

Minimum Balance Requirements for Business Money Market: The minimum deposit required to open a Business Money Market account is $200 and a minimum daily balance of $3,500 to avoid the $12 monthly maintenance fee. The first 20 items are deposited free, then a $0.12 per item fee applies.

Minimum Balance Requirements for Business Savings: The minimum deposit required to open a Business Savings account is $50 and a minimum daily balance of $300 to avoid the $3 monthly maintenance fee.

Transaction Limitations: For Savings and Money Market Accounts, Federal Regulation D limits the transactions on your account to a maximum of six transfers and/or withdrawals by pre-authorized, automatic or Telephone/Internet transfers, check, draft or debit card during each monthly statement cycle. Checks are counted as of the date they post to your account, not the date they are written. There are no regulatory restrictions on transactions at the ATM or teller window. Additional surcharges may be assessed by other ATM owners.

Please refer to the Business and Commercial Banking Pricing Schedule available at any Amegy Bank Center for additional account and fee information.

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Business Money Market Learn More

Sophisticated savings solutions that work for your business. See Money Market & Savings Disclosures

BalanceInterest RateAnnual Percentage Yield
$0-$24,999.990.05%0.05%
$25,000-$99,999.990.05%0.05%
$100,000-$499,999.990.15%0.15%
$500,000-$999,999.990.15%0.15%
$1,000,000-$2,999,999.990.20%0.20%
$3,000,000+0.25%0.25%

Business Savings Learn More

Ideal for businesses with higher savings balances looking to maximize earnings. See Money Market & Savings Disclosures

BalanceInterest RateAnnual Percentage Yield
$0+0.10%0.10%

Certificates of Deposit (CDs)

Earn a competitive interest rate to maximize your returns.

Business CD Disclosure*

*Rate Information: The interest rate for your fixed rate CD will be paid until the maturity date. The Annual Percentage Yield (APY) is accurate as of date viewed and assumes interest remains on deposit until maturity and a withdrawal will reduce earnings. Interest is compounded daily.

Frequency of Credit to Account:
(*Payment Frequency can be changed at customer request to monthly or annually)
Less than 12 months - At Maturity. 
12 months or greater - Quarterly
  

Minimum Balance Requirements: You must deposit $1,000 to open a Certificate of Deposit - CD or IRA CDs. You must deposit $100,000 to open a Jumbo CD. 

Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual on Non-Cash Deposits: Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks).

Transaction Limitations: After the account is opened, you may not make deposits into or withdrawals from this account until maturity.

Early Withdrawal Penalty: If the maturity of the time deposit is 31 days or less or any portion thereof, the depositor will forfeit all interest the principal amount withdrawn would have earned for the entire term of the CD. Maturity of the deposit is at least 32 days but less than one year, or any portion thereof, the depositor forfeits an amount equal to 90 days interest earned on the principal amount withdrawn. If the maturity of the time deposit is at least one year or any portion thereof, the depositor will forfeit an amount equal to 180 days earned interest on the principal. Penalty will be waived if depositor dies or is declared incompetent, or for other reason at our sole discretion.

Renewal Policy: The grace period for the automatically renewing CD is 10 calendar days from the maturity date to withdraw your funds without being charged a penalty. For CDs with terms of less than 31 days, the grace period is three calendar days. Changes to the term may be made during the grace period.

Please refer to the Business and Commercial Banking Pricing Schedule available at any Amegy Bank Center for additional account and fee information.

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Business CD Learn More

Earn competitive, fixed interest rates when safety and a guaranteed return are important. See Business CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.15%0.15%
1-2 MONTHS0.15%0.15%
3-5 MONTHS0.15%0.15%
6-8 MONTHS0.20%0.20%
9-11 MONTHS0.25%0.25%
12-17 MONTHS0.35%0.35%
18-23 MONTHS0.40%0.40%
24-35 MONTHS0.55%0.55%
36-47 MONTHS0.70%0.70%
48-59 MONTHS0.75%0.75%
60 MONTHS1.000%1.00%

Business Jumbo CD Find a Banking Center Near You

Earn competitive, fixed interest rates when safety and a guaranteed return are important.See Business CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.20%0.20%
1-2 MONTHS0.20%0.20%
3-5 MONTHS0.20%0.20%
6-8 MONTHS0.25%0.25%
9-11 MONTHS0.30%0.30%
12-17 MONTHS0.40%0.40%
18-23 MONTHS0.45%0.45%
24-35 MONTHS0.60%0.60%
36-47 MONTHS0.75%0.75%
48-59 MONTHS0.80%0.80%
60 MONTHS1.000%1.00%