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*Please refer to the Deposit Account Agreement, Deposit Rate Sheet and Business Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
+ Minimum Balance/Combined Balance Requirements – In order to avoid a monthly maintenance fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee will be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the day prior to the statement date for the following linked Amegy Bank business accounts: Checking, Savings, Money Market, and Certificate of Deposit (CD). Combined Loan Balance: The combined outstanding loan balance is calculated on the business day prior to the statement date for the following Amegy Bank business loans: term loans, lines of credit, overdraft line of credit, credit card and SBA loans. Mortgage loans are not included. All loans are subject to credit approval; terms and conditions apply.
1 Interest – Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact an Amegy banker for details.
2 Excessive Savings or Money Market Withdrawals – Federal banking regulations allow up to six (6) withdrawals by check, debit card, or preauthorized, telephone, or computer transfer to another account or third party during a monthly statement cycle. However, you may make an unlimited number of withdrawals from your account in person, by ATM, or by mail. An excessive withdrawal fee of up to $20 is assessed if you exceed your withdrawal limits during a monthly statement cycle. If the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account.
3 Online Banking & Mobile Banking – Mobile Banking requires download of the smartphone or tablet version of the Amegy Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment in Online Banking. Business Bill Pay has no monthly service fee. Subject to the terms and conditions of the Business Online Banking services agreement.
4 Premium Rate Tier – Premium rate tiers are applied automatically to business savings and business money market accounts when the primary owner of the checking account is also an owner of the linked interest bearing account. For certificates of deposit, separate account opening of the Premium Business Certificate is required to earn premium interest rates. For rate information please see the Deposit Rate Sheet.