Business Checking Accounts

 

Business Inspire

Business Growth

Business Connect

Business Interest


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Ideal For:

Keep your business moving with a checking account built to make your banking simple. 

Keep your business growing with more generous
monthly transaction and cash deposit limits.

Give your business an edge with access to our experienced banking team and a host of tools designed to help make your business more efficient and effective. 

Earn interest on business checking balances while enjoying generous
transaction limits.

View the business checking & savings product brochure for more details

Checking Benefits

Interest Paid1
-- -- -- X
Minimum opening deposit
$50 $50 $50 $50
Monthly Service Charge 
$8 $15 $20 $15
Options to avoid a Monthly Maintenance Fee per statement cycle+
Maintain a minimum daily balance of at least $1,000
or
Conduct $1,000 or more in transactions (debits or credits) per statement cycle
Maintain a minimum daily balance of at least $2,500
or
Maintain a minimum of $10,000 in business loan, line of credit and/or credit card balances5 
Maintain a combined deposit balance of $10,000 (business account types only)
or
Maintain a minimum of $50,000 in business loan, line of credit and/or credit card balances6
or
Pay a minimum amount of $50 for other qualified cash management services 
Maintain a minimum daily balance of at least $3,500 
Monthly Transactions per statement cycle at no charge1
50 250 400 250
Cash deposits per statement cycle at no charge1
$3,000 $15,000 $15,000 $15,000
Visa® Business Debit Card
X
X
X
X
Online Banking with BillPay2
X
X
X
X
Check orders placed with Amegy Bank
--  50% discount on 1st order
(up to $50)
50% discount on 1st order 
(up to $75)
--
Access to Treasury Management Services
-- X
X
X
No monthly maintenance fee for additional Savings or Money Market accounts linked to your account3
--  -- X
X
Premium interest rates on linked Savings, Money Market and CD balances4
-- -- X
X

Trademarks: Trademarks used are registered and owned by their owners and Amegy Bank does not claim any ownership or exclusive rights to the use of these trademarks.

*Please refer to the Deposit Account Agreement, Deposit Rate Sheet and Business Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.

+ Minimum Balance/Combined Balance Requirements – In order to avoid a monthly maintenance fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee will be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the day prior to the statement date for the following linked Amegy Bank business accounts: Checking, Savings, Money Market, and Certificate of Deposit (CD). Combined Loan Balance: The combined outstanding loan balance is calculated on the business day prior to the statement date for the following Amegy Bank business loans: term loans, lines of credit, overdraft line of credit, credit card and SBA loans. Mortgage loans are not included. All loans are subject to credit approval; terms and conditions apply.

1 Interest – Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact an Amegy banker for details.

2 Online Banking & Mobile Banking – Mobile Banking requires download of the smartphone or tablet version of the Amegy Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment in Online Banking. Business Bill Pay has no monthly service fee. Subject to the terms and conditions of the Business Online Banking services agreement.

3 
Linked Account Benefit – Monthly maintenance fees are waived on linked business savings and business money market accounts when the primary owner of the Business Connect or Business Interest checking account is also an owner on the linked account.

4 Premium Rate Tier – Premium rate tiers are applied automatically to business savings and business money market accounts when the primary owner of the checking account is also an owner of the linked interest bearing account. For certificates of deposit, separate account opening of the Premium Business Certificate is required to earn premium interest rates. For rate information please see the Deposit Rate Sheet.