| Product | Solution | Benefits |
Business Credit Card Learn More | Allow your company the flexibility of purchasing on credit while earning great rewards and benefits. | - Customize your card to better showcase your business
- Multiple reward options available
- Comes with all the benefits of a Visa credit card
|
Line of Credit Contact Us | A convenient and flexible option to finance working capital requirements. Allows you to draw funds when you need them and repay in line with your business cycle and when you receive payment from customers. | - Finance working capital
- Conveniently access funds
- Secured and unsecured options available
- Strengthen your credit
- Finance your accounts receivable and meet any unexpected expenses
- Online advances and repay
|
Letters of Credit Contact Us | Ability to continue business as usual and grow your company through international trade and/or bid and performance bonds. | - Offers Standby Letter of Credit and Documentary Letter of Credit
- Helps to protect from international trade risks
- Clarity on contract terms across borders
|
Term Loan Contact Us | A source of financing for long term or one time expenses. | - Use loan to finance equipment and other fixed assets
- Offers flexible repayment options based on loan purpose
|
Auto Loan Contact Us | Expand your business with the purchase of a new vehicle while minimizing your cash expense upfront. | - No down payment
- Competitive fixed rates
- Terms available up to 60 months
|
Owner Occupied Real Estate Learn More | Eliminate your rent and build equity. | - Can be used to finance owner occupied real estate
- Long-term financing
- Competitive fixed or variable rates
|
Equipment Financing Contact Us
Learn More | With complete financing2 to meet your needs, we offer creative structures and the ability to fund a broad range of equipment types | - Manufacturers, distributors or wholesalers and most service companies
- Low to moderately leveraged companies
- Companies with sufficient net worth and tenure of operation
- Closely held and public companies
- Energy services and E&P
|
SBA Contact Us
Learn More | The Small business Administration (SBA) Loan Guaranty Program provides a supplementary guarantor for a business loan funded by Amegy Bank.
- A source for financing your business and creating permanent working capital.
- Purchase, construction or expansion of owner-occupied real estate.
- Purchase of machinery, equipment, furniture, fixtures and leasehold improvements.
- Business acquisition or partner buy-outs.
- Debt refinancing
| - Longer repayment terms
- Lower down payments – as little as 10% down
- Lower debt service requirements
- Flexible collateral parameters
- Flexible financial and reporting requirements
- Financing for Exports
- Competitive rates
|
Factoring/Business Credit Contact Us
Learn More | Alternative financing that ensures available funds and flexibility | - Competitively priced programs compared to independent factoring companies
- Simple, uncomplicated programs
- Ability to strengthen your credit
- Interim financing that can lead to a traditional banking relationship
|
