Loans and Lines of Credit

Select a product1 to find out more information:

Product Solution Benefits

Business Credit Card

Learn More

Allow your company the flexibility of purchasing on credit while earning great rewards and benefits.
  • Customize your card to better showcase your business
  • Multiple reward options available
  • Comes with all the benefits of a Visa credit card

Line of Credit

Contact Us

A convenient and flexible option to finance working capital requirements. Allows you to draw funds when you need them and repay in line with your business cycle and when you receive payment from customers.
  • Finance working capital
  • Conveniently access funds
  • Secured and unsecured options available
  • Strengthen your credit
  • Finance your accounts receivable and meet any unexpected expenses
  • Online advances and repay

Letters of Credit

Contact Us

Ability to continue business as usual and grow your company through international trade and/or bid and performance bonds.
  • Offers Standby Letter of Credit and Documentary Letter of Credit
  • Helps to protect from international trade risks
  • Clarity on contract terms across borders

Term Loan

Contact Us

A source of financing for long term or one time expenses.
  • Use loan to finance equipment and other fixed assets
  • Offers flexible repayment options based on loan purpose

Auto Loan

Contact Us

Expand your business with the purchase of a new vehicle while minimizing your cash expense upfront.
  • No down payment
  • Competitive fixed rates
  • Terms available up to 60 months

Owner Occupied Real Estate

Learn More

Eliminate your rent and build equity.
  • Can be used to finance owner occupied real estate
  • Long-term financing
  • Competitive fixed or variable rates

Equipment Financing

Contact Us
Learn More

With complete financing2 to meet your needs, we offer creative structures and the ability to fund a broad range of equipment types
  • Manufacturers, distributors or wholesalers and most service companies
  • Low to moderately leveraged companies
  • Companies with sufficient net worth and tenure of operation
  • Closely held and public companies
  • Energy services and E&P


Contact Us
Learn More

The Small business Administration (SBA) Loan Guaranty Program provides a supplementary guarantor for a business loan funded by Amegy Bank.
  • A source for financing your business and creating permanent working capital.
  • Purchase, construction or expansion of owner-occupied real estate.
  • Purchase of machinery, equipment, furniture, fixtures and leasehold improvements.
  • Business acquisition or partner buy-outs.
  • Debt refinancing
  • Longer repayment terms
  • Lower down payments – as little as 10% down
  • Lower debt service requirements
  • Flexible collateral parameters
  • Flexible financial and reporting requirements
  • Financing for Exports
  • Competitive rates

Factoring/Business Credit

Contact Us 
Learn More

Alternative financing that ensures available funds and flexibility
  • Competitively priced programs compared to independent factoring companies
  • Simple, uncomplicated programs
  • Ability to strengthen your credit
  • Interim financing that can lead to a traditional banking relationship
  1. Loans are subject to credit approval. Terms, conditions and restrictions apply. See a banker for details. 
  2. Equipment financing is subject to credit approval. Certain criteria apply. See a specialist for details. Equipment financing is offered through Zions Credit Corporation, a subsidiary of ZB, N.A.