Community Lending/CRA

Dedicated support to better your community

At Amegy Bank of Texas, our community lending team is dedicated to community lending, exclusively. To help as many people as possible, we offer loan programs that are nearly as diverse as the community itself.

Affordable Housing Development and Construction Loans

Amegy is proud to provide loans to help for profit, nonprofit and single-family housing developers who are acquiring land, developing empty tracts or renovating affordable housing in the neighborhoods where we do business.

Loans to Small Business Owners

As a Small Business Administration Preferred Lender, we are committed to growing and sustaining small businesses by providing financing for working capital, equipment purchases and inventory.

Home Ownership Loans

We offer special loan products featuring affordable rates, low down payment and low closing costs to make it easier for low-to-moderate-income families to fulfill their dreams of home ownership. Additionally, we have access to many down payment and closing cost assistance funds, helping families with the biggest hurdle to owning a home -- the down payment. Contact an Affordable Mortgage Team Banker.

Loans to Community Based Not-For-Profit Organizations

Amegy offers loans to community development groups and faith-based organizations that work in under served communities. These loans might be used for the construction or expansion of a church, economic development in the community, working capital needs, owner-occupied real estate or almost any project designed to have a positive, long-term effect on the neighborhood.

Rent-Restricted Multifamily Housing

We can serve as a construction lender for new construction and rehabilitation projects and provide tax-exempt financing, tax-credit financing and Federal Home Loan Bank Affordable Housing Program Financing to those who qualify. We also have access to permanent financing through Fannie Mae, HUD and private investors.

If you have a project or an idea that could use our help to make it happen, we want to know about it. Please contact a Community Lending Specialist today at 713-232-1740 or e-mail