Back Row (left to right): Jason Barlow, Natalya Delaney, Olivia Herrera, Jan Wiley, Matthew Ballman, James Nave, Front Row(left to right): Cherise Jackson, Susan Julio

We have a dedicated team that sells and implements all of our new merchant clients. We are seeing more and more companies realize the value in accepting cards for payments. Our mission is to work with our clients to educate them and provide them with the right solution for their companies. We work with all types of businesses, from retailers (business to consumer) to energy companies (business to business). We have a solution for all of them.

We would like to take this opportunity to introduce you to the team. Jim Nave (SVP, Manager of Merchant Services), Jan Wiley (AVP, Supervisor of Merchant Operations), Olivia Herrera (Merchant Analyst), Cherise Jackson (Merchant Analyst), Matt Ballman (Merchant Analyst), Susan Julio (Merchant Analyst), Jason Barlow (Officer, Merchant Sales), and Natalya Delaney (VP, Merchant Sales).

Jim Nave has more than 40 years of treasury management experience supporting all types and sizes of companies in Houston and across the United States. He manages the Merchant Operations team and the Merchant Sales team. Along with those responsibilities, he also manages a Houston Treasury Management sales team that supports correspondent banks, energy, medical, commercial, and corporate companies. 

Jan Wiley supervises the Merchant Operations team, and she has been in banking for over 40 years and in the merchant business for over 22 years.  Together, her team has over 150 years banking experience and over 75 years of experience in the merchant processing business.

In September 2013, we created a new team dedicated to selling merchant services solutions. The first two members of the team were Jason Barlow and Natalya Delaney. Jason has been in banking for 12 years and with Amegy for six of those years. Prior to joining the new sales team, he worked in the Amegy branch system selling merchant processing along with other banking services. Natalya has been in banking more than 13 years and has worked in the merchant processing business for seven years.  Prior to joining the team, she worked for WorldPay in the Houston market where she sold merchant processing to middle market companies.


  Does your company take advantage of credit and debit card payments?

  Buyers are looking for suppliers who accept cards. Suppliers
  are accepting cards to avoid missing out on business. Don’t miss
  the opportunity to increase revenues and decrease expenses by accepting         credit and debit cards for payments. If a supplier does not accept cards, the       buyer may move to a supplier who does. 

  There is a myth that says that the cost of accepting cards is too high. 
  benefits of accepting cards often outweigh the costs. Below are a few        
  considerations when deciding whether or not to accept cards for payments:

  • Guaranteed Funds and Expedited Deposits – With card payments, funds are guaranteed and deposited into your company account within one to two days.  There is no more waiting for a check to arrive and clear through the banking system.  And the concern that the check may be returned is eliminated.
  • Earlier Payment - Typically, a buyer will agree to pay earlier for the benefit of using their card.  If you are mailing an invoice with 30 day payment terms, you can negotiate the terms down to 15 days (or fewer) to improve your overall cash flow.  If your company is a net borrower, receiving payments early can mean your company does not need to incur the cost of borrowing.
  • Payment at Time of Purchase - Accepting a card at the time of purchase prevents the need for generating and mailing an invoice and waiting for the payment to arrive in the company account.
  • Reduced Merchant Fees - If your company has a number of buyers utilizing purchasing cards, you can reduce their interchange merchant fees by as much as 100 basis points by utilizing Level II and Level III merchant processing.  Typically, interchange fees for a purchasing card run 2.65%, and with Level III processing, fees can be as low as 1.65%.
  • Increased Buyers’ Spend - Depending on the business, experience indicates, buyers will spend from 15% to 25% more when using a card rather than a check or cash for payment.

To learn more about the benefits of accepting cards for payments, visit with your Amegy Banker or Treasury Management Officer. We will engage our experts to help you evaluate the benefits and costs of accepting cards.

Merchant Services products and services are provided directly by TransFirst, LLC. Amegy Bank is not affiliated with TransFirst and does not provide, warrant, or guarantee TransFirst products or services.


Time, money, and risk are three continuing challenges for every business owner. Amegy Bank’s Ownership Recordkeeping service provides you with the ability to positively impact all three.

In order to help businesses manage their ownership records, Amegy Bank is pleased to present an affordable solution to handling every aspect of the shareholder recordkeeping process. The solution allows business owners and their shareholders to easily and conveniently access valuable information online. 

  As a certified and regulated stock transfer agent, Amegy Bank can act as an
  independent agent to help you manage the risk and time associated with
  accurate stock registration and record retention. We can help you save time and 
  money by processing shareholder data requests and providing detailed
  ownership reports for your company. This results in direct cost savings by
  eliminating the need to hire expensive external resources or allocating valuable
  staff time to manage the process. Risk is also reduced since all stock transfer activity is processed according to strict industry guidelines. The subsequent, up-to-date shareholder information is accurate and readily available 24/7 to assist you and your shareholders in preparing time-sensitive filings and completing financial reporting requirements.

Peace of Mind

  • With Amegy Bank as ownership record keeper, business owners can expect confidential, permanent, and accurate records of the activities related to ownership.
  • Accurate tracking ensures shares issued do not exceed shares authorized, and any change in ownership is updated in a timely manner.
  • Consistent data backup and our tested disaster recovery plan help secure your records.
  • Amegy Bank can hold issued and unissued certificates in a secured, controlled area.


Our professional staff provides exceptional service, freeing up your time and company resources. We have the expertise for the following:

  • Share transfer services
  • Agent services to distribute disbursements/dividends to owners
  • 1099 tax reporting for payments made to owners
  • Tracking of options and/or warrants issued
  • Support in granting/selling shares to employees
  • Assistance with your initial public offering


This Ownership Recordkeeping service is designed to mitigate risk and fit within your budget.

Online Access

Ownership Recordkeeping has an advanced system that operates in an online, real-time environment. Company and shareholder access to the system is available for instant inquiry of ownership records.

If you are interested in learning more about this product, please contact your Amegy Banker or Treasury Management Officer.


Amegy Bank is pleased to introduce Skylight Financial, a NetSpend company. Skylight Financial provides the Skylight PayOptions Program, an innovative and convenient payroll card solution that allows organizations to achieve a cost effective, 100% electronic payroll for employees without traditional banking services or for those who simply want more options.

The Skylight ONE Card is a Visa branded card that provides access to funds at millions of ATM and retail locations, even online and over the phone.  In addition, the Skylight ONE Card offers flexibility and convenience, plus a number of features and benefits.  Some of the Skylight PayOptions solutions include the following:

FDIC Insurance – Funds in cardholder accounts are FDIC insured, up to FDIC coverage limits, through participating bank partners.

Visa Zero Liability and Regulation E Compliance – Cardholder’s online, signature, and PIN based transactions are protected from fraudulent activity. (Visa and Reg E rules apply.)

Seamless Integration – Skylight handles all aspects of program management and works directly within employer’s current payroll systems.

Security – Skylight employs extensive measures to ensure the security and privacy of employee’s personal and financial information.

Portability – Employees can continue to use the same account and card should they change jobs.

Instant Issuance – Employers can receive branded Instant Issue Packs that allow the flexibility to enroll employees online as needed.

Worldwide Acceptance – Cardholders can take advantage of unparalleled access to funds anywhere Visa debit cards are accepted.

Convenience Checks – Cardholders can utilize Skylight Checks to draw 100% of payroll funds from their accounts.

Real-Time Funding – An ACH funding alternative for clients is available 24-hours a day, seven days a week.

Corporal Portal – The Portal is an employer’s single access point for conducting program management functions such as enrollment, real-time funding, and reporting.

Dedicated Support – Implementation and Client Services support teams facilitate the ordering and distribution of marketing materials, Instant Issue Packs, and any additional information needed for employers and employees to get started with the Skylight ONE Card experience.

Training and Communication Materials – Skylight’s proven training and communication methodology and activation strategy allows clients to maximize employee participation.

24-Hour Account Information – Cardholders have 24/7 access to account information via text or email alerts, automated phone system, and online banking.

Unparalleled Access to Funds – Cardholders have the ability to obtain their entire pay free of charge through multiple channels (ATMs, Skylight Checks, Over-the-Counter Disbursements at 122,000 Visa/MasterCard member banks, Point of Sale, and Online Bill Pay).  Certain other transactions may incur fees.


TEXPO | April 6 – 8, 2014 | The Woodlands, TX

Amegy Bank is a proud sponsor of TEXPO which is hosted by The Alliance of Texas Treasury Associations (ATTA). ATTA is dedicated to improving treasury management through education and communication. Amegy bankers will be speaking during four different sessions. Please stop by our booth (502-504) in the exhibit hall. 
For more information about TEXPO, visit:

We will also host a dinner and dancing event on Sunday evening, April 6, at the Grotto Ristorante very close to the Marriott Waterway Hotel. 
Location: Amegy Bank Dinner: Grotto Ristorante, 9595 Six Pines Drive, Suite 100, The Woodlands, TX 77380
Time: 7 p.m. – 11 p.m.
If you would like to attend, please email:

Upcoming Amegy Bank Seminar in Houston | June 12, 2014 | Houston, TX
Mark your calendars to attend a lunch seminar on Thursday, June 12, 2014, 11:30 a.m. – 1 p.m. at The Junior League of Houston. We will discuss escalating fraud situations that are primarily related to credit cards and electronic payments and tools that can be used to protect your company from fraud. More details to come.
Location: The Junior League of Houston, 1811 Briar Oaks Lane, Houston, TX 77027
Time: 11:30 a.m. – 1 p.m. 

DAFP Big D Treasury Conference | September 18, 2014 | Dallas, TX
The Dallas Association for Financial Professionals (DAFP) is a forum for the exchange of treasury and financial management knowledge and practices. Members are corporate practitioners and banking and service provider professionals whose responsibilities include decision-making in the fields of finance, investments, services, and cash management. Amegy is pleased to be a sponsor of the upcoming event that will be filled with educational and networking opportunities.

Association of Financial Professionals (AFP) Conference | NOVEMBER 2 – 5, 2014 | Washington D.C.
The AFP Annual Conference brings together more than 6,500 treasury and finance professionals. Amegy Bank participates in the educational and networking events at this conference.  This year’s event includes 140 educational sessions and outstanding speakers including Dr. Ben S. Bernanke, the two term chairman of the Board of Governors of the Federal Reserve System.  If you plan to attend, we encourage you to let your Treasury Management Officer or Amegy Banker know so we can include you in our event communication.
Location: Walter E. Washington Convention Center, 801 Mt Vernon Pl NW, Washington, DC 20001
For more information, visit:

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