Fraud Protection
Help protect against fraud and losses as well as financial risks of doing business.
Services Offered
Positive Pay - ACH & Check
Technology has made it easy to create and process fraudulent checks and electronic ACH items – putting your business more at risk. It’s more important now than ever to take control of your accounts and limit your risk and exposure.
Positive Pay[cite::2510::cite] limits risk and exposure in one easy-to-use package by giving you control to decide which checks and ACH items post to your accounts.
Features and Benefits
- Improved Control - Pay or return items presented for clearing to return unauthorized transactions.
- Payee Alteration - Payee Match reduces the risk of payee alteration fraud.
- Teller Line Tellers have access to the most current check information available when cashing items presented for payment.
- Easy to Use - User friendly navigation for simple checks issued file upload and ACH filter designation of authorized transactions.
- Flexible File Import - Positive Pay accepts virtually any file format.
- Segregation of Duties - Dual control provides for enhanced features by layering user permissions and limiting user account access.
- Self-Reconciliation - The export capabilities enable account reconciliation and easy integration into payable systems.
- Streamlined User Maintenance - Self -administration allows you to retain ownership of users and permissions within the company. Simple to reset passwords, edit users, and view audit activity reports.
- Lower Costs - Timely return of unauthorized items saves money by limiting potential losses and legal fees.
Test Out the Features of Positive Pay
IBM® Security Trusteer Rapport® Software
Trusteer Rapport is a security software application that provides online identity theft and online transaction protection for consumers. Running transparently in the background, Trusteer Rapport does not require you to change the way you work or sign into these websites. It also does not require any configuration or maintenance; you simply install and browse as you normally would.
Trusteer Rapport works with your antivirus and firewall software but will not replace these valuable tools. Trusteer Rapport's innovative technology is designed to pick up where conventional security software fails. To learn more about Trusteer Rapport, please visit the IBM® Security's Trusteer Rapport® website.
Features and Benefits
- Help shield your online banking information from prying eyes;
- Help safeguard your identity;
- Help protect your personal and private information, even if your PC is infected;
- Help prevent malware from tampering with your transaction or stealing information; and
- Continuously update to guard against new malicious software.
Positive Pay with Payee Match
An additional level of security coupled with Positive Pay Advantage. With Payee Match, simply send us payee information in your issue file and we'll match the payee check with the payee you send us.
Contact Treasury Management
Dallas:
214-754-9474
Houston:
713-235-8805
San Antonio:
210-343-4419