Fraud Protection
Help protect against fraud and losses as well as financial risks of doing business.
Services Offered
Positive Pay - ACH & Check
Technology has made it easy to create and process fraudulent checks and electronic ACH items – putting your business more at risk. It’s more important now than ever to take control of your accounts and limit your risk and exposure.
Positive Pay[cite::2510::cite] limits risk and exposure in one easy-to-use package by giving you control to decide which checks and ACH items post to your accounts.
Features and Benefits
- Improved Control - Pay or return items presented for clearing to return unauthorized transactions.
- Payee Alteration - Payee Match reduces the risk of payee alteration fraud.
- Teller Line Tellers have access to the most current check information available when cashing items presented for payment.
- Easy to Use - User friendly navigation for simple checks issued file upload and ACH filter designation of authorized transactions.
- Flexible File Import - Positive Pay accepts virtually any file format.
- Segregation of Duties - Dual control provides for enhanced features by layering user permissions and limiting user account access.
- Self-Reconciliation - The export capabilities enable account reconciliation and easy integration into payable systems.
- Streamlined User Maintenance - Self -administration allows you to retain ownership of users and permissions within the company. Simple to reset passwords, edit users, and view audit activity reports.
- Lower Costs - Timely return of unauthorized items saves money by limiting potential losses and legal fees.
Test Out the Features of Positive Pay
Positive Pay with Payee Match
An additional level of security coupled with Positive Pay Advantage. With Payee Match, simply send us payee information in your issue file and we'll match the payee check with the payee you send us.
Contact Treasury Management
Dallas:
214-754-9474
Houston:
713-235-8805
San Antonio:
210-343-4419