Amegy Essential Checking
Amegy Essential Checking with Interest Smart Yield Checking®
Product Description
Simple by design.

Ideal for clients who want a lower daily balance requirement with easy options to avoid paying a monthly maintenance fee.

Earn interest on your balances.
A straightforward checking account designed for the client who uses a credit card for everyday purchases  to maximize rewards and cash management.
Go green. Earn rewards.

Tailor-made for clients who enjoy the convenience of electronic banking and want to be paid a higher interest rate by going paperless.

With every Amegy checking account you get:

Low minimum opening balance
 X  X  X
Earns interest
 -- View Rate View Rate

No per-check charge
 X  X  X
One (1) free Amegy Household Checking Account
 X  X  X
Optional overdraft protection

What You Need To Open This Account

Minimum opening deposit
 $50  $50  $50
Monthly maintenance fee $5 $8 $10
Option to avoid monthly maintenance fee
Have an active Amegy Personal Credit Card in good standing.
Use credit card spend.
 Maintain minimum average monthly balance.

Available Personal Relationship Packages: Get more benefits by enrolling in a relationship package.

Amegy Advantage Personal
Relationship Package
(Gold and Silver level).

Relationship Money Market.
CD Relationship.






Refer to Personal Banking Pricing Schedule for more information. Standard overdraft fees apply.

Checking accounts can only be enrolled in one relationship package at a time. Please speak to your banker for more information about each package.