Amegy Essential Checking
Amegy Essential Checking with Interest Smart Yield Checking®
Product Description
Simple by design.

Ideal for clients who want a lower daily balance requirement with easy options to avoid paying a monthly maintenance fee.

Earn interest on your balances.
 
A straightforward checking account designed for the client who uses a credit card for everyday purchases  to maximize rewards and cash management.
Go green. Earn rewards.

Tailor-made for clients who enjoy the convenience of electronic banking and want to be paid a higher interest rate by going paperless.
 

With every Amegy checking account you get:

Low minimum opening balance
 X  X  X
Earns interest
 -- View Rate View Rate
 
 

No per-check charge
 X  X  X
One (1) free Amegy Household Checking Account
 X  X  X
Optional overdraft protection
X X X

What You Need To Open This Account

Minimum opening deposit
 $50  $50  $50
Monthly maintenance fee $5 $8 $10
Option to avoid monthly maintenance fee
Have an active Amegy Personal Credit Card in good standing.
Use credit card spend.
 Maintain minimum average monthly balance.

Available Personal Relationship Packages: Get more benefits by enrolling in a relationship package.

Amegy Advantage Personal
Relationship Package
(Gold and Silver level).

Relationship Money Market.
CD Relationship.
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X


X





X


X





X


Refer to Personal Banking Pricing Schedule for more information. Standard overdraft fees apply.

Checking accounts can only be enrolled in one relationship package at a time. Please speak to your banker for more information about each package.