Today's ARMs may make sense for some homebuyers who want to capitalize on lower interest rates to increase their buying power. Compared to most traditional fixed-rate mortgages, an ARM from Amegy Bank lets you can lock in a lower rate initially. The trade-off is the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly. The money you are initially saving can be used to boost your buying power.
As your local ARM expert, your Amegy mortgage banker will provide constant personal contact from loan origination, through processing, underwriting, and final execution. Unlike other mortgage companies, we retain the servicing on many of our loans. Our relationship with you continues through the life of your mortgage, and beyond. What’s more, with Amegy Bank, when we set a closing date, we stick to it – so you can move ahead with confidence.
Loans subject to credit approval. Restrictions apply, see mortgage banker for details.