Apply. Qualify. Lock. Close. Done.   Return to Mortgage Banker's Website

Building your dream home is complex enough – financing it shouldn’t be.

Amegy Bank makes it easy to do both with our convenient One-Time Close Loan. Now you can combine your interim construction loan and your permanent mortgage loan into one simple transaction. All you need is one application. And you only pay closing costs once.

Unlike some other lenders, at Amegy, we retain servicing on many of our mortgage loans – so your trusted mortgage advisor stays with you through every step of the process – and for the life of your loan.

For unsurpassed mortgage products and expertise, local decision making, and face-to-face service from a dedicated mortgage advisor, start with Amegy. Let’s build a relationship together.

With a One-Time Close Loan from Amegy Bank, qualified clients can:

  • Finance your construction and permanent loan in one easy closing
  • Pay closing costs only once
  • Financing options available for high loan-to-home value
  • Pay only interest during construction
  • Use your loan to build or add on to your existing home
  • Lock in both your construction and permanent mortgage interest rate up to 60 days prior to loan closing
  • Enjoy flexible options for mortgage financing
When construction is complete your loan transitions into a permanent mortgage loan. Standard mortgage payments based on the permanent loan interest rate and loan terms begin. 

Loans subject to credit approval. Restrictions apply, see mortgage banker for details.