Residential Lending  Apply Now


Amegy Mortgage offers a range of services that include the origination and servicing of single family residential loans and single family construction loans. Our professional staff is experienced and highly trained to answer your questions, expedite your application and help you select the best possible loan program for your needs. From beginning to end, we approach lending the traditional way - person to person. 

One-Time Close Construction Loan

The Amegy Mortgage One Time Close Construction loan allows borrowers who want to build the ability to do both the construction loan and permanent loan at one time. There is no re-qualifying with our program, which means minimum hassle to both the borrower and homebuilder. Contact our One Time Close mortgage experts at 281-297-7800 or toll-free at 877-562-6662 for details.

Fannie Mae (FNMA)

Amegy Mortgage offers a full spectrum of Fannie Mae loan programs. These programs are offered with no additional credit overlays, as you might see with other banks and mortgage lenders. These loans are delivered directly to FNMA so your payments are made directly to Amegy Mortgage. For details, please contact our sales staff at 281-297-7800 or toll-free at 877-562-6662.

Affordable Mortgage Down Payment Assistance Program

At Amegy Bank, our bankers are available to help qualified homebuyers with down payment assistance programs and to obtain loan financing when down payment and closing costs are concerns.

Consider an affordable mortgage loan or program if you:

  • Have a annual household income of less than $67,000; or
  • Need assistance with down payment and closing costs.

To learn more, contact our Affordable Mortgage team.

Federal Housing Administration (FHA)

At Amegy Mortgage, we're committed to offering loan programs that fit different borrower profiles. Our FHA loans allow borrowers a reduced down payment and some credit flexibility. Contact our sales team at 281-297-7800 or toll-free at 877-562-6662 for details.

Portfolio

A portfolio program can be the difference between a borrower being approved or denied. At Amegy Mortgage, our portfolio program is designed to help self-employed borrowers qualify for "move up" type properties. For details, please contact our sales team at 281-297-7800 or toll-free at 877-562-6662.

Lot Loans

Want to buy a lot but are not ready to build? Try the Amegy Mortgage Lot Loan program. This allows a borrower to buy a dream lot today while allowing time to find the exact builder and plans to complete the perfect home. For details, please contact our sales team at 281-297-7800 or toll-free at 877-562-6662.


All loans subject to credit approval. Restrictions apply, contact banker for details.