Personal Loans & Real Estate Loans

Personal Loans

  CD Secured Loan1 Personal Unsecured Loan2 Auto Loan1
  Apply Now
Learn More
Apply Now
Learn More
Apply Now
Learn More
Ideal for clients who want: A personal loan to help pay for household goods, unexpected expenses or any personal need with a scheduled repayment term. This type of loan is secured by a personal CD/Savings account. An unsecured personal loan to pay for household goods, unexpected expenses or any personal need with a scheduled repayment term. An installment loan to finance your new or used auto.
 
Rates Contact Us Contact Us Contact Us
Rate Discount Options --  Available for clients who auto-debit their payment from an Amegy Checking account. Additional discounts available to clients with Smart Yield Checking and Amegy Adavantage Personal Relationship Package.
 Available for clients who auto-debit their Amegy payment from an Amegy Checking account. Additional discounts available to clients with Smart Yield Checking and Amegy Advantage Personal Relationship Package. 
No Pre-Payment Penalty X X
X
 View/Pay Online X
X
X



Real Estate Loans

  Home Equity Line of Credit3 Home Equity Loan3 Home Improvement Loan3
  Apply Now
Learn More
Apply Now
Learn More
Apply Now
Learn More
Ideal for clients who want: A revolving line of credit that gives the flexibility to borrow against the equity in your home whenever you need it. A loan with a fixed dollar amount against the equity in your home with a fixed repayment term.

A loan for a fixed dollar amount with a fixed repayment term where you can make improvements to your home, such as adding a swimming pool or adding a game room.

 
Rates
Contact Us Contact Us Contact Us
Rate Discount Options Available for clients who auto-debit their payment from an Amegy Checking account, have a Smart Yield Checking or are enrolled in the Amegy Advantage Personal Relationship Package. Available for clients who auto-debit their payment from an Amegy Checking account, have a Smart Yield Checking or are enrolled in the Amegy Advantage Personal Relationship Package.
Available for clients who auto-debit their payment from an Amegy Checking account, have a Smart Yield Checking or are enrolled in the Amegy Advantage Personal Relationship Package.
No Pre-Payment Penalty X X
X
View/Pay Online X
X
X
Additional Product Benefits Interest paid on this loan may be tax deductible Interest paid on this loan may be tax deductible  Interest paid on this loan may be tax deductible

‚Äč1 Loans subject to credit approval and standard underwriting guidelines including loan to value requirements. Other terms and conditions may apply, see banker for details.

2 Loans subject to credit approval and standard underwriting guidelines. Personal unsecured loans are subject to client with an Amegy Bank relationship of at least 90 days. Other terms and conditions may apply, see banker for details.

3 Loans subject to credit approval and standard underwriting guidelines including loan to value requirements. Consult your tax advisor for details regarding tax deductibility. Other terms and conditions may apply, see banker for details.

Texas law requires that any home equity loan and home equity line of credit may not close before 12 days after you submit a written application to the lender or before 12 days after the lender provides you with a copy of the Notice Concerning Extensions of Credit, whichever is later. If your home equity loan request is submitted through Loan By Phone, the loan may not close for 17 days. Additionally, once you have completed and signed your loan documents, there is a three day Right to Cancel Period required by federal law. During this period you may cancel the loan without penalty. If your home was security for any home equity loan within the past year, a new home equity loan secured by the same property may not close before one year from the closing date of the prior loan.