Personal CD

Keep your principal balance safe from market fluctuations while receiving a competitive rate of interest.



TermInterest RateAnnual Percentage Yield
BELOW 1 MONTH0.05%0.05%
1 MONTH0.05%0.05%
2 MONTHS0.05%0.05%
3 MONTH +0.05%0.05%
3-5 MONTHS0.10%0.10%
6 MONTH +0.10%0.10%
7 MONTH +0.10%0.10%
9 MONTH +0.10%0.10%
6-11 MONTHS0.10%0.10%
1 YEAR +0.10%0.10%
12-23 MONTHS0.10%0.10%
2 YEAR +0.15%0.15%
24-35 MONTHS0.34%0.35%
36-47 MONTHS0.39%0.40%
60 MONTHS0.99%1.00%

Account Details

    • Minimum opening deposit: $1,000
    • Term: 30 days to 5 years
    • Monthly maintenance fee: $0
    • Interest rate: fixed rate, compounded monthly/paid monthly
    • Withdrawals: Substantial penalty for early withdrawal

    1 Option available on 1 year, 18 month, 2 years, and 3 years CDs, excluding CDs opened online. Once during the term of the CD, the customer has the option of presenting a certificate to raise the rate to the then current chart rate for a CD of similar term and will receive that rate for the remainder of the term.

    2 Your mobile carrier’s text messaging and data charges may apply. Standard bank fees under other agreements still apply.

    * Annual Percentage Yield (APY*) is accurate as of date viewed only and assumes interest remains on deposit until maturity and a withdrawal will reduce earnings. APY is subject to change at any time at the Bank's discretion. Interest rate for fixed rate CDs will be paid until the maturity date. 

    Please refer to the Personal Banking Pricing Schedule for additional account and fee information. Standard overdraft fees apply.

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