Personal Account Rates

Checking Accounts

Anytime Interest Checking Apply Now Learn More

Get all the benefits of Anytime Checking, plus earn interest on balances and other
loyalty benefits. See Checking Accounts Disclosure

BalanceInterest RateAnnual Percentage Yield
$0-$999.990.01%0.01%
$1,000-$2,499.990.01%0.01%
$2,500-$4,999.990.01%0.01%
$5,000-$24,999.990.01%0.01%
$25,000-$99,999.990.05%0.05%
$100,000+0.10%0.10%

Premium Interest Checking Apply Now Learn More

Elevate you personal financial management with the unique benefits found in our Premium Interest Checking account. See Checking Accounts Disclosure

BalanceInterest RateAnnual Percentage Yield
$0-$999.990.01%0.01%
$1,000-$2,499.990.01%0.01%
$2,500-$4,999.990.01%0.01%
$5,000-$24,999.990.10%0.10%
$25,000-$99,999.990.10%0.10%
$100,000+0.15%0.15%

Money Market & Savings Accounts 

Savings Apply Now Learn More  

For customers who want a straightforward savings account with a low minimum
balance requirement. See Money Market & Savings Accounts Disclosure

BalanceInterest RateAnnual Percentage Yield
$0-$999.990.05%0.05%
$1,000-$4,999.990.05%0.05%
$5,000-$24,999.990.05%0.05%
$25,000-$49,999.990.05%0.05%
$50,000-$99,999.990.10%0.10%
$100,000+0.15%0.15%

Young Savers Apply Now Learn More

Designed for age 25 years and younger, the Young Savers account is an easy
way to start learning to save. See Money Market & Savings Accounts Disclosure

BalanceInterest RateAnnual Percentage Yield
$0-$99.990.15%0.15%
$100-$499.990.15%0.15%
$500-$999.990.15%0.15%
$1,000-$9,999.990.15%0.15%
$10,000-$49,999.990.15%0.15%
$50,000+0.15%0.15%

Money Market Apply Now Learn More

For customers who want to earn a competitive, tiered interest rate on their
account balances, while having flexible access to their funds, the
Money Market account is ideal. See Money Market & Savings Accounts Disclosure

BalanceInterest RateAnnual Percentage Yield
$1,000-$4,999.990.05%0.05%
$5,000-$24,999.990.05%0.05%
$25,000-$99,999.990.30%0.30%
$100,000-$249,999.990.34%0.35%
$250,000+0.39%0.40%

Private Banking Checking Accounts

Speak with an Amegy® banker for current Checking Account rates.

Premier Checking Learn More

The Premier Checking account is a benefit-rich checking package
designed to help make your financial life easier. See Checking Accounts Disclosure

Premier Elite Checking Learn More

The Premier Elite Checking account has all the benefits of
Premier Checking plus much more to give you maximum benefits and flexibility. 
See Checking Accounts Disclosure

Premier Money Market Learn More

Exclusively for Premier Elite clients, the Premier Money Market
account offers our highest interest rates for a Money Market account. 
See Money Market & Savings Accounts Disclosure


Certificates of Deposit (CDs)

IRA CD  Find a Banking Center Near You

Earn competitive, fixed interest rates. See CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.15%0.15%
1-2 MONTHS0.15%0.15%
3-5 MONTHS0.15%0.15%
6-8 MONTHS0.20%0.20%
9-11 MONTHS0.25%0.25%
12-17 MONTHS2.176%2.20%
18-23 MONTHS0.39%0.40%
24-35 MONTHS2.176%2.20%
36-47 MONTHS0.69%0.70%
48-59 MONTHS0.74%0.75%
60 MONTHS0.99%1.00%

Earn competitive, fixed interest rates. See CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.20%0.20%
1-2 MONTHS0.20%0.20%
3-5 MONTHS0.20%0.20%
6-8 MONTHS0.25%0.25%
9-11 MONTHS0.30%0.30%
12-17 MONTHS2.176%2.20%
18-23 MONTHS0.44%0.45%
24-35 MONTHS2.176%2.20%
36-47 MONTHS0.74%0.75%
48-59 MONTHS0.79%0.80%
60 MONTHS0.99%1.00%

Personal CD Apply Now Learn More

A good option when safety and a guaranteed return are important. See CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.15%0.15%
1-2 MONTHS0.15%0.15%
3-5 MONTHS0.15%0.15%
6-8 MONTHS0.20%0.20%
9-11 MONTHS0.25%0.25%
12-17 MONTHS2.176%2.20%
18-23 MONTHS0.39%0.40%
24-35 MONTHS2.176%2.20%
36-47 MONTHS0.69%0.70%
48-59 MONTHS0.74%0.75%
60 MONTHS0.99%1.00%

Personal Jumbo CD Apply Now Learn More

A good option to keep your principal balance safe from market fluctuations while receiving a competitive rate of interest. See CD Disclosure

TermInterest RateAnnual Percentage Yield
7-27 DAYS0.20%0.20%
1-2 MONTHS0.20%0.20%
3-5 MONTHS0.20%0.20%
6-8 MONTHS0.25%0.25%
9-11 MONTHS0.30%0.30%
12-17 MONTHS2.176%2.20%
18-23 MONTHS0.44%0.45%
24-35 MONTHS2.176%2.20%
36-47 MONTHS0.74%0.75%
48-59 MONTHS0.79%0.80%
60 MONTHS0.99%1.00%

Important Disclosures

Checking Account Disclosures

*Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.

Interest: is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a local Amegy banking center for details.


Savings Account Disclosures

*Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.

Interest: is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a local Amegy banking center for details.


CD Disclosures

Frequency of Credit to Account: 
(Payment Frequency can be changed at customer request to monthly or annually)
Less than 12 months - At Maturity
12 months or greater - Quarterly

Minimum Balance Requirements: You must deposit $1,000 to open a Certificate of Deposit - CD or IRA CDs. You must deposit $100,000 to open a Jumbo CD. 
Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. 
Accrual on Non-Cash Deposits: Interest begins to accrue no later than the business day you deposit non-cash items (i.e. checks). 
Transaction Limitations: After the account is opened, you may not make deposits into or withdrawals from this account until maturity. 
Early Withdrawal Penalty: If the maturity of the time deposit is 31 days or less or any portion thereof, the depositor will forfeit an amount equal to all interest that the principal withrawn would have earned for entire term of CD. Maturity of the deposit is 32 days to 1 year, or any portion thereof, the depositor will forfeit an amount equal to 90 days interest on the amount of principal withdrawn. If the maturity is over one year, the depositor will forfeit an amount equal to 180 days interest on the principal withdrawn. Penalty will be waived if depositor dies or is declared incompetent, or for other reason at our sole discretion. 
Renewal Policy: The grace period for the automatically renewing CD is 10 calendar days from the maturity date to withdraw your funds without being charged a penalty. For CDs with terms of less than 31 days, the grace period is 3 calendar days. Changes to the term may be made during the grace period. 
Please refer to the Personal Banking Pricing Schedule available at any Amegy Bank Center for additional account and fee information.