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Deposit Rates

Start here to explore our deposit accounts and interest rates. At Amegy Bank, you get competitive rates on deposit accounts most requested by our clients. And count on our branch staff and convenient customer service line for guidance and assistance.

Anytime Interest Checking

Get interest, loyalty benefits, and a suite of Digital Banking tools

Earn interest on your account balance while you get the convenience of an online checking account with Digital Banking tools.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,500.00 - $99,999.99
Interest Rate
0.03%
Variable APY
0.03%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.05%
Variable APY
0.05%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.05%
Variable APY
0.05%
Balance
$100,000.00 +
Interest Rate
0.05%
Variable APY
0.05%


Premium Interest Checking

Expect a higher standard from your checking account

Earn a premium interest rate on Checking, Savings, Money Market, and CD balances. No monthly maintenance fee for additional Savings or Money Market accounts linked to your relationship.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.04%
Variable APY
0.04%
Balance
$1,000.00 - $2,499.99
Interest Rate
0.04%
Variable APY
0.04%
Balance
$2,500.00 - $4,999.99
Interest Rate
0.05%
Variable APY
0.05%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.06%
Variable APY
0.06%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.08%
Variable APY
0.08%
Balance
$100,000.00 +
Interest Rate
0.08%
Variable APY
0.08%


Savings

Whatever’s in your future, be sure to save for it

Ready to start saving for what’s ahead? Our essential personal Savings Account offers a low minimum balance requirement, access to Digital Banking and up to six withdrawals and transfers each month with no fee.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$1,000.00 - $4,999.99
Interest Rate
0.65%
Variable APY
0.65%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.7%
Variable APY
0.7%
Balance
$25,000.00 - $49,999.99
Interest Rate
0.75%
Variable APY
0.75%
Balance
$50,000.00 - $99,999.99
Interest Rate
1.05%
Variable APY
1.06%
Balance
$100,000.00 +
Interest Rate
1.1%
Variable APY
1.11%


Young Savers

Start early, help kick off a lifetime of financial success

Help your youngster learn to save with no minimum balance requirement or Monthly Maintenance Fee. The Young Savers Account continues to earn interest while teaching a valuable lesson about saving money for the future.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $99.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100.00 - $499.99
Interest Rate
0.8%
Variable APY
0.8%
Balance
$500.00 - $999.99
Interest Rate
0.9%
Variable APY
0.9%
Balance
$1,000.00 - $9,999.99
Interest Rate
1.0%
Variable APY
1.0%
Balance
$10,000.00 - $49,999.99
Interest Rate
1.05%
Variable APY
1.06%
Balance
$50,000.00 +
Interest Rate
1.1%
Variable APY
1.11%


Money Market

This is the money market your savings have been looking for

If you want to boost your earnings, Money Market Saving accounts come with a competitive tiered rate that increases with your balance.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$1,000.00 - $99,999.99
Interest Rate
1.2%
Variable APY
1.21%
Balance
$100,000.00 - $249,999.99
Interest Rate
1.8%
Variable APY
1.82%
Balance
$250,000.00 - $499,999.99
Interest Rate
2.0%
Variable APY
2.02%
Balance
$500,000.00 - $999,999.99
Interest Rate
2.25%
Variable APY
2.28%
Balance
$1,000,000.00 +
Interest Rate
2.7%
Variable APY
2.74%


IRA Money Market

It’s never too early for retirement planning

Save for retirement with the flexibility to make additional deposits automatically or as needed and make periodic deposits or transfer funds automatically from a checking or savings account.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $1,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$2,000.00 - $9,999.99
Interest Rate
1.2%
Variable APY
1.21%
Balance
$10,000.00 - $24,999.99
Interest Rate
1.2%
Variable APY
1.21%
Balance
$25,000.00 - $49,999.99
Interest Rate
1.2%
Variable APY
1.21%
Balance
$50,000.00 - $99,999.99
Interest Rate
1.45%
Variable APY
1.46%
Balance
$100,000.00 +
Interest Rate
2.0%
Variable APY
2.02%


Certificates of Deposit (CDs)

Reap rewards down the road when you start investing today

Earn a competitive fixed interest rate when you put your extra cash to work for a set period of time.

Rates effective as of:

Term
Interest Rate
APY
Term
7 DAY
Interest Rate
0.01%
APY
0.01%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTH
Interest Rate
4.441%
APY
4.54%
Term
6 MONTH
Interest Rate
4.541%
APY
4.65%
Term
9 MONTH
Interest Rate
4.11%
APY
4.2%
Term
12 MONTH
Interest Rate
3.922%
APY
4.0%
Term
18 MONTH
Interest Rate
3.5%
APY
3.56%
Term
24 MONTH
Interest Rate
3.5%
APY
3.56%
Term
36 MONTH
Interest Rate
2.601%
APY
2.64%
Term
48 MONTH
Interest Rate
2.45%
APY
2.48%
Term
60 MONTH
Interest Rate
2.45%
APY
2.48%


Premier Elite Checking

Our most exclusive checking account

Earn premium rates and receive complimentary stop payments, incoming wires, and overdraft transfers. Receive waived maintenance fees and premium rates on other linked deposit accounts.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $4,999.99
Interest Rate
0.07%
Variable APY
0.07%
Balance
$5,000.00 - $9,999.99
Interest Rate
0.07%
Variable APY
0.07%
Balance
$10,000.00 - $24,999.99
Interest Rate
0.07%
Variable APY
0.07%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.1%
Variable APY
0.1%
Balance
$100,000.00 +
Interest Rate
0.12%
Variable APY
0.12%
Balance
$250,000.00 +
Interest Rate
1.0%
Variable APY
1.0%


Premier Money Market

Ease of entry, premium rate benefits

Exclusively for Premier and Premier Elite clients, the Premier Money Market account offers our highest interest rates for a Money Market account.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$5,000.00 - $99,999.99
Interest Rate
2.1%
Variable APY
2.12%
Balance
$100,000.00 - $249,999.99
Interest Rate
2.5%
Variable APY
2.53%
Balance
$250,000.00 - $499,999.99
Interest Rate
2.75%
Variable APY
2.79%
Balance
$500,000.00 - $999,999.99
Interest Rate
2.85%
Variable APY
2.89%
Balance
$1,000,000.00 +
Interest Rate
3.25%
Variable APY
3.3%

View all of our deposit account rates

Not seeing the product you were looking for? Click here to see the full rate list for all of our deposit products.


Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.


Have questions or need help deciding?

Our branch teams are here to help you in person, by phone, or online.

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