You have safely signed out. Thank you for banking with Amegy Bank.

Your session expired and you have been signed out for your safety.

Home Equity Loan

Use equity in your home to consolidate debt or pay expenses at a fixed rate . No points or origination costs.

Pay off your high-interest debts by borrowing against your home’s equity for a set term.

You’ve worked for your home. Now let a Home Equity Loan work for you. Rest easy knowing that the equity in your home can help you cover home improvements, children’s tuition or consolidate debt. With a Home Equity Loan, you get the entire loan amount up front and after closing, consistent monthly payments begin. 

Benefits you should know about

Advantages

  • Rate may be lower than other loans
  • Can be useful for consolidating debt
  • Get the entire loan amount up front
  • Fixed rates are available
  • Loan decisions are made locally for faster approvals
Things to think about

Considerations

  • Money is borrowed against your home’s equity
  • Minimum loan amount is $5,000
  • Loans are subject to home value and creditworthiness
  • Make monthly payments after loan closing

Reap the benefits of a Home Equity Loan

Fixed Payments

Rest easy knowing that you’ll have a fixed monthly payment amount for the life of your loan. It makes budgeting a snap and provides a sensible way to pay for those major upcoming expenses or purchases.

Lower Rates

Because your Home Equity Loan is secured by your home, the rate is usually lower than with other types of loans. That can help you save money, especially if you use the loan to consolidate debts at higher rates.

Extra Borrowing Flexibility

We also provide Home Equity Lines of Credit, which use your equity for a revolving credit line. Once established, your revolving line of credit is there for you when you need it without the need to reapply.

Fast, Informed Decisions

We’re part of the community, dedicated to offering borrowing solutions to help you meet your goals. Our loan decisions are made locally in Texas so you can enjoy a faster turnaround time. 

Begin your Home Equity Loan application now

Bring yourself one step closer to getting the home loan you want. 

Contact Us

Mortgage Services

800-727-8893

Make Appointment

Schedule an appointment

Visit a Branch

Find a location near you

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.