Amegy Bank of Texas Financial Calculators

Interactive calculations, dynamic graphs and customizable reports are a few features that make our calculators stand out.

Auto Calculators

  • Auto Loan Early Payoff - Find out how much interest you can save by increasing your monthly auto loan payment.
  • Auto Loans - Find out how much automobile you can buy based on your monthly payment or find out your loan payment based on your purchase price.
  • Auto Rebate vs. Low Interest Financing - This calculator helps determine whether you should take advantage of low interest financing or a manufacturer rebate.
  • Home Equity vs. Auto loan - Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
  • Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator.

Business Calculators

  • Business Debt Consolidation Calculator - Should your business consolidate its debt? Use this calculator to find out.
  • Business Valuation - Discounted Cash Flow - This tool calculates a business valuation based upon the discounted cash flow methodology illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
  • Cash Flow Calculator - Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
  • Equipment Buy vs. Lease - Should you lease your equipment or finance it? Find out with this calculator.
  • Financial Ratios - This calculator helps you hone in on areas of your business that may need attention, such as solvency, liquidity, operational efficiency and profitability.
  • Working Capital Needs - Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Credit Cards and Debt Calculators

  • Accelerated Debt Payoff - Consolidating your debt is only half of the battle. This calculator can help accelerate the other half, getting your debt paid off in full.
  • Cost-of-Debt Calculator - Use this calculator to see just how expensive paying interest on your debt can be.
  • Credit Card Minimum Payment Calculator - This calculator helps determine how long it will take to payoff your credit cards if you only make the minimum payments.
  • Credit Card Pay off - Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Loan Calculators

Mortgage Calculators

Personal Finance Calculators

  • Home Budget Analysis - Analyze your budget, see where your money goes and find out where you can improve.
  • Net Worth - This calculator helps you determine your net worth, as well as how your net worth could grow or shrink over the next ten years.
  • Should my spouse work? - This calculator will help you see the financial impact of having either one or two incomes for your household.
  • Student Budget - This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

Retirement Savings & Planning Calculators

Savings Calculators

  • Benefit of Spending Less - Use this calculator to see just how much your budget reductions may be worth, which might be more than you think.
  • CD Ladder Calculator - This calculator examines the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
  • Certificate of Deposit Calculator - Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
  • College Savings - Use this calculator to help develop or fine tune your education savings plan.
  • Compare Savings Rates - Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy.
  • Cool Million - Find out when your savings plan may make you a millionaire.
  • Don't Delay Your Savings - This calculator helps show you how much postponing your savings plan can really cost.
  • Emergency Savings Calculator - This calculator helps you determine how much emergency savings you may need, and how to begin saving to reach this important goal.
  • Lunch Savings - Use this calculator to see how simple changes, such as bringing a bagged lunch to work, can really add up.
  • Savings Calculator - Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
  • Savings Goals - What will it take to reach your savings goal? This financial calculator helps you find out.
  • Savings, Taxes and Inflation - Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Tax Calculators

These calculators are provided by one or more third-party service providers. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Amegy Bank, a division of ZB, N.A. cannot and does not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. Use of these calculators does not constitute an application for, commitment to extend or approval of a request for credit. The calculated results are in no way endorsed, offered or guaranteed by Amegy Bank, our subsidiaries or affiliates. These calculators do not offer tax, legal or financial advice. We encourage you to seek personalized advice from qualified professionals regarding all personal financial issues.