Agreement Center
Personal Disclosures
- Debit Card Overdraft Service (formerly Courtesy Approval)
- Deposit Account Agreement
- Notice of Summary Deposit Account Agreement Changes
- Overdraft Line of Credit (Check Reserve) Disclosure
- Private Banking Overdraft Line of Credit (Check Reserve) Disclosure
- Pricing Schedule of Fees
- Fair Lending Notice (Federal)
- Fair Lending Notice (California)
- Home Mortgage Disclosure Act Notice
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Personal Savings, CD & Money Market Accounts
Personal Privacy Notices
Personal Online & Mobile Banking Disclosures
- Apple Pay Terms of Use
- Google Pay Terms of Use
- Bill Payment Service Agreement
- eDocuments (eStatements, eNotices and/or eTax)
- Enhanced Account Protection Terms and Conditions
- External Account Transfer Addendum
- External Transfer to a Friend Enrollment Form
- Digital Banking Service Agreement
- Direct Connect (formerly PC Banking)
- Zelle Payment Terms and Conditions
- Samsung Pay Terms of Use
- Wire Application for Personal Online Banking
Personal Credit & Debit Card Agreements
- Visa® Purchase Alerts Agreement
- Card Fraud Alert Service Terms and Conditions
- AmaZing Cash® Program Terms and Conditions
- AmaZing Credit Card Agreement and Disclosure
- Amazing Deals® Terms and Conditions
- Amazing Rewards® Program Terms and Conditions
- eCustomer Service Terms and Conditions
- myPHOTOcard®
- Visa® Debit Card Agreement
- OnCard Prepaid Card Agreement
- OnCard Prepaid Fee Schedule
- OnCard Terms of Use
Business Disclosures
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Business Checking Accounts
Business Savings, Money Markets & CDs
Business Privacy Notices
Business Online & Mobile Banking Disclosures
Business Credit & Debit Card Agreements
- AmaZing Deals® Cardholder Terms and Conditions
- AmaZing Cash® Back for Business Program Terms and Conditions
- AmaZing Rewards® for Business Program Terms and Conditions
- AmaZing Business Credit Card Agreement and Disclosure
- Visa® Debit Card Agreement
- Business Access Credit Agreement
- Legacy Business Credit Agreement
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*Google Pay, Apple Pay and Visa are trademarks owned by their owners and ZB, N.A. does not claim exclusive use of these trademarks.