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OnBudget Student Banking®

For students under 25 who want a predictable, low-fee account.

Stay OnBudget and keep it positive

The last thing you want to worry about is spending more than you have in your account. Avoid bounced checks because the account comes with no check writing features. And with no overdraft fees and a predictable monthly fee, you can bank your way with unlimited transactions at in-network ATMs and customer service 7 days a week. 

Account Details

Minimum Opening Deposit
$25
Monthly Maintenance Fee
$4
Paper Statement Fee
$2 (To avoid the Paper Statement Fee, you must enroll in Online Banking, and opt your account out of receiving paper statements)
OnBudget Student Banking

Making banking less complicated

OnBudget Student Banking offers Digital Banking features and the convenience of a debit card. As a student 25 years of age or younger, you can get banking services and cash when you need it at our no-charge ATMs.
Banking that makes budgeting look easy:
  • Open your account with a minimum deposit of $25
  • Spend without the worry with no overdraft fees
  • Use Digital Banking with Bill Pay to manage finances on your mobile phone, tablet, or computer
  • Move your money digitally with direct deposit, automatic withdrawals, and Zelle®
  • Shop anywhere Visa is accepted with your Amegy Bank Debit Card, including support for Apple Pay® and Google Pay®
  • Get cash when you need it with no charge at any Amegy Bank ATM
  • Move your money digitally with direct deposit and automatic withdrawals
  • Skip the branch and deposit checks through your mobile device
  • Go paperless with eStatements, eNotices and eTax Documents
  • Contact our US-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT

Check writing is not available with OnBudget Banking (OnBudget Student)

More about OnBudget Student Banking

Visa® Debit Card

Make life simpler, reducing the need to visit an ATM, write checks or carry loose cash. All of our checking accounts are proud to feature the Visa® Debit Card, conveniently accepted at millions of merchants worldwide.

Mobile Check Deposit

Save a trip to the bank and deposit checks with your mobile phone.  Respond quickly to fraud on your account with purchase and mobile alerts. Mobile check deposit requires enrollment in Online Banking.

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online.

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Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.