Private Mortgage

Enjoy privileged access to a dedicated Private Mortgage Officer who will assist you throughout the lending process. Your needs will be addressed by a lending team with a deep understanding of the local real estate market, and Amegy's mortgage products, services and special programs.[cite::1401::cite]


Permanent Mortgage Financing[cite::1401::cite]

  • Conforming, jumbo and portfolio mortgage loan products
  • Access to multiple programs for the best possible rate structures
  • Primary residence and second home financing
  • Fixed-rate mortgages
  • 3/1, 5/1, 7/1, 10/1 adjustable-rate mortgages
  • Interest-only, adjustable-rate mortgages (3/1 ARM, 5/1 ARM, 7/1 ARM)
  • Relationship pricing discount of .125% with automatic repayment of a mortgage loan from an Amegy deposit account


One-Time Close Loan Program[cite::1401::cite]

Our One-Time Close Construction Loan allows borrowers to combine their interim construction loan and permanent mortgage loan into one transaction. One application, one closing.

  • Financing for owner-occupied primary residence and second home
  • Interest rate locked up front; adjustable-rate option available
  • Fixed-rate, interest-only payments throughout the construction phase
  • Up to 24 months to build with rate protection
  • Local servicing on construction draws
  • Relationship pricing discount of .125% to rate may be available on certain portfolio products.


To learn more about picking the best loan for you contact an Amegy Bank Private Mortgage Officer at 713-232-2476.