Premier CDs & IRAs

Plan big. Plan for your future with long-term deposits.


Earn up to 5.20% APY on a high-yield 9-month CD

Earn more with a high-yield CD. $1,000 minimum deposit, no deposit maximum. This CD is available for personal, business, public funds, and CD IRA accounts

Photo taken in Salt Lake City, United States

Saving for what's ahead

Whether you’re planning for retirement or simply putting away money for your future, our Private Bank CDs & IRAs can help you reach your savings needs.


Private Deposit Solutions

Get the rate benefits of a CD or the tax advantages of an IRA—or the best of both options. As a Private Banking client, work with a knowledgeable Private Banker to establish the deposit account that makes sense for you.

Premier CD

Offers a premium fixed rate of interest that compounds daily for a set term. A bonus rate is given for those holding one of our Premium or Premier Checking Accounts.

Premier IRA CD

Offers a premium fixed rate of interest on retirement funds that compound daily for a fixed term. A bonus rate is given for those holding one of our Premium or Premier Checking Accounts. 

Premier IRA Jumbo CD

Offers a fixed rate of interest for a fixed term, this Jumbo retirement CD is for terms of seven days to five years. A bonus rate is given for those holding one of our Premium or Premier Checking Accounts.

Premier IRA Money Market

A variable IRA that allows you to make contributions in any amount up to the yearly maximum. The account requires a higher minimum balance and comes with higher interest rates. Traditional or Roth IRA options are available.

Premier Jumbo CD

Deposit $100K or more and get a fixed rate of interest for a fixed term. The CD renews automatically at the end of each term. A bonus rate is given for those holding one of our Premium or Premier Checking Accounts.

Get excellent service from bankers committed to your success:

Your Wealth Is Worth More

As a Amegy Bank Wealth Management client, you become a member of a select group who enjoy privileged access to our Private Banking and Wealth Management products and services. The effect is a comprehensive strategy for growing and protecting wealth, and best managing your savings and investment needs.

A Dedicated Relationship Manager

Work with an advisor to conduct a personal financial analysis. Get help based on your personalized goals and formulate a detailed plan on how to achieve them. You’ll receive a tailored suite of deposit and lending products and helpful services to meet your financial wants and needs.

Private Banking Service and Convenience

Our Private Bankers focus on you and your goals, so you can always reach out if you need us. This is one of the advantages of a personalized approach—you get the initiatives you need in a timely fashion. Try it out and see what we can do together.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Get started with a Private Banker today.

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Didn’t find what you were looking for? Consider these other Wealth Management services:


Trust & fiduciary investment services are provided through Wealth & Fiduciary Services within Wealth Management, a division of Zions Bancorporation, N.A. Investment products and services are NOT insured by the FDIC or any federal or state governmental agency, are NOT deposits or other obligations of, or guaranteed by, Zions Bancorporation or its affiliates, and MAY be subject to investment risks, including the possible loss of principal value or amount invested. Amegy Bank, California Bank & Trust, The Commerce Bank of Oregon, The Commerce Bank of Washington, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, Zions Bank are divisions of Zions Bancorporation, N.A.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.