Securities-Based Lending

An ILOC lets you back your borrowing with the value of eligible assets in your investment account.

Back up your loan, we’ll back down your rate

Our Private Bankers can help you navigate your way to a better rate on a line of credit backed by securities. Contact us to start planning today. 

INVESTMENT LINE OF CREDIT

Get a better rate:

Premier Investment Lines of Credit (PILOCs) provide liquidity at a lower rate, with borrowing based on the value of eligible assets in your investment account. Receive more efficient access to funds and lower rates than other forms of credit by using a PILOC for significant personal financing needs.
Lines of credit are secured by an investment account, for line amounts up to $10MM. Ideal for:
  • Personal and investment real estate purchases 
  • Luxury purchases 
  • Tax payments 
  • Education costs 
  • Medical expenses 
  • Debt consolidation 
  • Business startups or expansions 
  • Business acquisitions 
  • Emergency expenses 

Why choose Private Banking and Wealth Management Solutions

A Dedicated Relationship Manager

Work with an advisor to conduct a personal financial analysis. Get help establishing goals and formulate a detailed plan on how to achieve them. You’ll receive a tailored suite of deposit and lending products and helpful services to meet your financial wants and needs.

Private Banking Service and Convenience

Our Private Bankers focus on you and your goals, so you can always reach out if you need us. This is one of the advantages of a personalized approach—you get the initiatives you need in a timely fashion. Try it out and see what we can do together.

Focused on Your Goals

Our decision to not produce proprietary products allows us to focus on our primary goal—offering you objective advice.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Get started with a Private Banker today.

For personalized attention at a branch, by phone or online.

Didn’t find what you were looking for? Consider these other Wealth Management services:



Trust & fiduciary investment services are provided through Wealth & Fiduciary Services within Wealth Management, a division of Zions Bancorporation, N.A. Investment products and services are NOT insured by the FDIC or any federal or state governmental agency, are NOT deposits or other obligations of, or guaranteed by, Zions Bancorporation or its affiliates, and MAY be subject to investment risks, including the possible loss of principal value or amount invested. Amegy Bank, California Bank & Trust, The Commerce Bank of Oregon, The Commerce Bank of Washington, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, Zions Bank are divisions of Zions Bancorporation, N.A.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.