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Business Financing

Business Access Loans

Our Business Access Loans can provide quick and simple access to funding for busy business owners. Simply apply online and receive a same-day decision and expedited funding if approved.

Business Access Term Loan

Amount to Finance

Between $5,000 and $250,000

Term

Up to 60 months

Requirements

Current ownership of the business should be more than 24 months, the business should not be owned by another business entity, and the business should have less than $250,000 in Business Access lending with our bank

Fee

$150 origination fee


Business Access Line of Credit

Amount to Finance

Between $5,000 and $100,000 

Term

Up to 36 months

Rate

Variable

Requirements

Current ownership of the business should be more than 24 months, the business should not be owned by another business entity, and the business should have less than $250,000 in Business Access lending with our bank

Fee

$150 annual fee


Is a Business Access Loan or Line of Credit Right for You?

Business Access loans are ideal for companies with a simple ownership structure and small borrowing needs. If your business is owned by another business entity or if you already have more than $250,000 in Business Access debt with Amegy Bank, then please speak with a banker to determine if a Business Access loan is right for you. 

 

Before You Apply Online, You’ll Need:

  • To be an authorized officer of the business 

  • To be at least 18 years old

  • To be a business located in Texas 

  • Your Tax Identification Number(s) (SSN/TIN)

  • An email address for all individuals with at least 20% ownership in the business

  • The revenue and income information of the business

  • The average balance in your business bank accounts 

  • The total debt and monthly debt payments for the business

Apply for a Business Access Loan

Apply online and receive a same-day decision and expedited funding if approved.

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Important

Small Business Digital Loan Portal

You are being directed to Amegy Bank’s online application portal. If this is your first time visiting this application platform, you will need to set up a new username and password specific to this platform by selecting “Sign Up” in the lower right corner of the portal. Please DO NOT attempt to log in with your Online Banking credentials.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Important

Small Business Digital Loan Portal

You are being directed to Amegy Bank’s online application portal. If this is your first time visiting this application platform, you will need to set up a new username and password specific to this platform by selecting “Sign Up” in the lower right corner of the portal. Please DO NOT attempt to log in with your Online Banking credentials.