Simple. Easy. Fast
Your business is growing fast and you don't have a lot of time. Our online application is simple and easy to complete. Get a same day decision and next day funding with a Business Access Loan or Line of Credit.
Is a Business Access Loan or Line of Credit right for you?
For Simple Ownership
Ideal for companies with a simple ownership structure.
For Simple Financing
Ideal for companies with small borrowing needs.
For a Limited Time Only
From January 2 to March 31:
- Waive $150 Origination Fee on Business Access Loan
- Waive First $150 Annual Fee on Business Line of Credit
- Waive Up to $150 Packaging Fee on SBA Express Loans Up to $100,000
Business Access Loans
- Borrow up to $250,000
- $150 origination fee
- Fixed rates
- Secured with up to 100% financing
- Up to 60 month term
Business Access Line Of Credit
- Borrow up to $100,000
- $150 annual fee
- Variable Rates
- Unsecured
- Up to 36 month term
Business Access Loans
Requirements For Loan Request:
- The business should not be owned by another business entity.
- The business should currently have less than $250,000 in existing Business Access loans with our bank.
To Apply Online, You Will Need:
- To be an authorized owner of the business.
- To be at least 18 years old.
- To be a business located in Texas.
- Your Social Security Number.
- Your Employer Identification Number (EIN) - if applicable.
- An email address for all individuals with 20% ownership in the business.
- The average balance on your business bank accounts.
- The total debt and monthly debt payments for the business.
- The revenue and income information of the business.
We're here to help local business owners, from every walk of life grow.
As a community bank focused on helping businesses grow, we understand that access to capital can be a challenge for businesses owned by minorites, women, LGBTQ, and veterans. So, we've expanded our underwriting guidelines to help these businesses with our Small Business Diversity Banking Program.