Due to severe weather damage, some Amegy branch locations will not be open due to loss of power.  We will open these locations as power is restored.  Please refer to our branch location listing or call our contact center at 800-287-0301 to find the nearest branch location to you.

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Simple. Easy. Fast

Your business is growing fast and you don't have a lot of time. Our online application is simple and easy to complete. Get a same day decision and next day funding with a Business Access Loan or Line of Credit.

Is a Business Access Loan or Line of Credit right for you?

For Simple Ownership

Ideal for companies with a simple ownership structure.

For Simple Financing

Ideal for companies with small borrowing needs.

For a Limited Time Only

From January 2 to March 31
 
  • Waive $150 Origination Fee on Business Access Loan
  • Waive First $150 Annual Fee on Business Line of Credit
  • Waive Up to $150 Packaging Fee on SBA Express Loans Up to $100,000

Business Access Loans

  • Borrow up to $250,000

  • $150 origination fee

  • Fixed rates

  • Secured with up to 100% financing

  • Up to 60 month term

Business Access Line Of Credit

  • Borrow up to $100,000

  • $150 annual fee

  • Variable Rates

  • Unsecured

  • Up to 36 month term


Business Access Loans
Requirements For Loan Request:
  • The business should not be owned by another business entity. 
  • The business should currently have less than $250,000 in existing Business Access loans with our bank.
To Apply Online, You Will Need:
  • To be an authorized owner of the business.
  • To be at least 18 years old.
  • To be a business located in Texas.
  • Your Social Security Number.
  • Your Employer Identification Number (EIN) - if applicable.
  • An email address for all individuals with 20% ownership in the business.
  • The average balance on your business bank accounts.
  • The total debt and monthly debt payments for the business.
  • The revenue and income information of the business.

Business Access Loan or Line of Credit

Get a same day decision and next day funding with a Business Access Loan or Line of Credit.

We're here to help local business owners, from every walk of life grow.

As a community bank focused on helping businesses grow, we understand that access to capital can be a challenge for businesses owned by minorites, women, LGBTQ, and veterans. So, we've expanded our underwriting guidelines to help these businesses with our Small Business Diversity Banking Program.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Important

Small Business Digital Loan Portal

You are being directed to Amegy Bank’s online application portal. If this is your first time visiting this application platform, you will need to set up a new username and password specific to this platform by selecting “Sign Up” in the lower right corner of the portal. Please DO NOT attempt to log in with your Online Banking credentials.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Important

Small Business Digital Loan Portal

You are being directed to Amegy Bank’s online application portal. If this is your first time visiting this application platform, you will need to set up a new username and password specific to this platform by selecting “Sign Up” in the lower right corner of the portal. Please DO NOT attempt to log in with your Online Banking credentials.