Personal Checking Accounts

AMEGY
ESSENTIAL
CHECKING

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AMEGY ESSENTIAL
CHECKING WITH
INTEREST

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SMART
YIELD
CHECKING®

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AMEGY
STUDENT
CHECKING

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AMEGY
HOUSEHOLD
CHECKING

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Simple by design.

Ideal for clients who want a lower daily balance requirement, with easy options to avoid paying a monthly maintenance fee.

Earn interest on your balances.

A straight-forward checking account designed for the client who uses a credit card for everyday purchases to maximize rewards and cash management.

Go green. Earn rewards.

Tailor-made for clients who enjoy the convenience of electronic banking and want to be paid a higher interest rate by going paperless.

Just for students.

Designed for students 16 - 23 years of age to help them get started with early money management.

Manage with multiple accounts.

Created for clients who would like an additional checking account to help them manage their monthly household expenses. Eligible with most Amegy personal checking accounts (excluding Amegy Student Checking).

With all Amegy Checking Accounts you get:
Features & Benefits
Low minimum opening balance
Low minimum opening balance
Low minimum opening balance
Low minimum opening balance
Low minimum opening balance
No per-check charge
No per-check charge
No per-check charge
No per-check charge
No per-check charge
Optional overdraft protection
Optional overdraft protection
Optional overdraft protection
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Optional overdraft protection
One (1) FREE Amegy Household Checking Account
One (1) FREE Amegy Household Checking Account
One (1) FREE Amegy Household Checking Account
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Six (6) free non-Amegy Bank ATM transactions per statement cycle. International transaction (outside of the U.S.) fees will apply.
Six (6) free non-Amegy Bank ATM transactions per statement cycle. International transaction (outside of the U.S.) fees will apply.
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No fee for first Amegy Household Checking Account with an Amegy Essential Checking, Essential Checking with Interest or a Smart Yield Checking account
Earns Interest

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Grabbing latest rate...
What you need to open this account:
Minimum Opening Balance

$50

Minimum Opening Balance

$50
Use combined balance of Amegy Household Checking Account(s) to meet balance requirements.

Minimum Opening Balance

$50

Minimum Opening Balance

$25

Minimum Opening Balance

$50

Monthly Maintenance Fee

$5
Have an active Amegy Bank Personal Credit Card in good standing to avoid monthly maintenance fee.

Monthly Maintenance Fee

$8
Use credit card spend to avoid monthly maintenance fee.

Monthly Maintenance Fee

$10
Maintain minimum average monthly balance to avoid maintenance fee.

Monthly Maintenance Fee

$2
Options to avoid paying monthly maintenance fee.

Monthly Maintenance Fee

No fee for first account. Additional accounts are each $5 per month.

Available Personal Relationship Packages: Get more benefits by enrolling in a relationship package
Refer to Personal Banking Pricing Schedule for more information. Standard overdraft fees apply.