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OnBudget Banking®

Need a low monthly fee and no overdraft charges? No problem.

Make banking and budgeting a breeze

Less hassle, less worry, fewer fees. With no overdraft fees and a predictable monthly fee, get the tools you need to take charge and work toward financial goals. Need another reason? Enjoy unlimited transactions at in-network ATMs and customer service 7 days a week.

Account Details

Minimum Opening Deposit
$25
Monthly Maintenance Fee
$5
Paper Statement Fee
$2 (To avoid the Paper Statement Fee, you must enroll in Online Banking, and opt your account out of receiving paper statements)
OnBudget Banking

Go green and go beyond typical checking

Get all-in-one banking services that put you in control. OnBudget Banking offers an array of handy debit card features and the rich functionality of Digital Banking. That’s in addition to cash when you need it at no charge at our ATMs. Sounds simple, right? It’s everything you want from Amegy Bank.
Banking that makes budgeting look easy:
  • Spend without the worry with no overdraft fees
  • Use Digital Banking with Bill Pay to manage finances on your mobile phone, tablet, or computer
  • Move your money digitally with direct deposit, automatic withdrawals, and Zelle®
  • Shop anywhere Visa is accepted with your Amegy Bank Debit Card, including support for Apple Pay® and Google Pay®
  • Get cash when you need it with no charge at any Amegy Bank ATM
  • Move your money digitally with direct deposit and automatic withdrawals 
  • Skip the branch and deposit checks through your mobile device
  • Go paperless with eStatements, eNotices and eTax Documents
  • Contact our U.S.-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT

Check writing is not available with OnBudget Banking (OnBudget Student)

There’s a lot to like about OnBudget Banking

Visa® Debit Card

Make life simpler, reducing the need to visit an ATM, write checks or carry loose cash. All of our checking accounts are proud to feature the Visa® Debit Card, conveniently accepted at millions of merchants worldwide.

Mobile Check Deposit

Save a trip to the bank and deposit checks with your mobile phone. Respond quickly to fraud on your account with purchase and mobile alerts. Mobile check deposit requires enrollment in Online Banking.

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.