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Gold Account

Experience the gold standard in checking.

Get more from your banking relationship

At Amegy Bank, every new account symbolizes the start of a meaningful relationship. Our Gold Account is not just our premium checking account option, it’s our commitment to providing you the elevated benefits and exceptional service you deserve. Experience the gold standard in banking—where your financial journey is supported, and your banking experience is as unique as you are.

Gold Checking Account Benefits

Unlimited ATM Withdrawals

Enjoy unlimited withdrawals at all ATMs nationwide for no charge, including refunds of other banks ATM withdrawal fees.

Interest Rate Bonus

Earn higher interest rates on your linked savings and money market accounts.

Loan Rate Discounts

Enjoy a 0.50% rate discount on new consumer loans.

Additional Credit Card Bonus

In addition to your regular credit card rewards, earn an unlimited 0.25% annual bonus on eligible spend each year.

Earn up to $500 when you extend your relationship to a new Zions Wealth investment account

As a valued Gold Account Relationship client, you can earn a special cash reward of up to $500 when you extend your relationship to a new Zions Wealth investment account. This is our way of saying thank you for your trust and partnership.


Gold Account Details

Monthly Service Fee
$18
Options to Avoid Service Fee per Statement Cycle

Enjoy no monthly service fee when you keep a daily account balance of $2,500 OR a combined deposit balance of $25,000.

Minimum Opening Deposit
$50

The Amegy Bank Difference

All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.

Digital Banking

Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.

Debit Card

Use your Visa® Debit Card to shop anywhere that Visa is accepted with Zero Liability Protection.

Zelle®

Effortlessly send or request money with friends, family, and others you know at no additional charge to you.

Online Bill Pay

Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.

Account Alerts

Get automatic alerts when we detect suspicious transactions and set up low-balance notifications for your account.

Mobile Deposit

Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.


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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.