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Premium Interest Checking

Your earnings are at a premium when you get a superior rate of return on your checking and other associated accounts.

Expect a higher standard from your checking account

Make this account your financial hub and make your funds grow faster. Premium Interest Checking from Amegy Bank offers a premium rate on your Checking, Savings, Money Market and CD . There’s no Monthly Maintenance Fee for additional Savings or Money Market accounts linked to your relationship and you can easily manage your finances with Online and Mobile Banking and Mobile Check Deposit.

Account Details

Minimum Opening Deposit
$50
Monthly Maintenance Fee
$25 (Enjoy no monthly maintenance fee when you maintain a combined deposit balance of $10,000 OR a combined deposit and consumer loan balance of $25,000)
Paper Statement Fee
$2 (To avoid the Paper Statement Fee, you must enroll in Online Banking, and opt your account out of receiving paper statements)
Premium Interest Checking

Master the earning power of combined deposits:

Gain access to the robust benefits of Premium Interest Checking such as the prevention of overdrafts with no-fee automatic transfers. As always, you’ll work with attentive neighborhood bankers attuned to your needs.
Expect more with these elevated features:
  • Earn a premium rate on Checking, Savings, Money Market, and CD balances
  • Enjoy no monthly maintenance fee when the combined balance requirement is met
  • No Amegy Bank withdrawal charge on up to six transactions at other banks’ ATMs per month. Plus, we will rebate up to three ATM fees charged by other banks each month
  • No monthly service fee for additional Savings or Money Market accounts linked to your relationship
  • Prevent overdrafts with overdraft transfers from Savings or Credit Reserve Line at no charge
  • Receive complementary standard checks, including shipping or 30% off custom checks.
  • Use Online Banking with Bill Pay to manage finances efficiently on your mobile phone, tablet, or desktop
  • Get cash when you need it with no charge at any Amegy Bank ATM
  • Shop anywhere Visa® is accepted with your Amegy Bank Debit Card, including support for Apple® and Google® Pay
  • Skip the branch and deposit checks through your mobile device
  • Open your account with a minimum deposit of $50
  • Contact our U.S.-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT

Reach for an outstanding array of checking benefits:

Visa® Debit Card

Make life simpler, reducing the need to visit an ATM, write checks or carry loose cash. All of our checking accounts are proud to feature the Visa® Debit Card, conveniently accepted at millions of merchants worldwide.

Digital Banking with Bill Pay

Make one-time and recurring payments with Online Bill Pay and spend less time paying bills. It’s included at no cost for our personal checking accounts and the features work from your phone, tablet or desktop.

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives at 800-287-0301, available Mon - Sat, 7:00 a.m. - 10:00 p.m. CT. Or call for 24/7 automated account information.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Premium interest on your account balance

Interest Rate
by Account Balance

$0.00 - $999.99

0.04%

$1,000.00 - $2,499.99

0.04%

$2,500.00 - $4,999.99

0.05%

$5,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 +

0.08%
Variable APY
by Account Balance

$0.00 - $999.99

0.04%

$1,000.00 - $2,499.99

0.04%

$2,500.00 - $4,999.99

0.05%

$5,000.00 - $24,999.99

0.06%

$25,000.00 - $99,999.99

0.08%

$100,000.00 +

0.08%
Account Balance
Interest Rate
Variable APY
$0.00 - $999.99
0.04%
0.04%
$1,000.00 - $2,499.99
0.04%
0.04%
$2,500.00 - $4,999.99
0.05%
0.05%
$5,000.00 - $24,999.99
0.06%
0.06%
$25,000.00 - $99,999.99
0.08%
0.08%
$100,000.00 +
0.08%
0.08%

Rates effective as of:

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select where you bank. (Your privacy is important to us - see our Privacy Notice)

Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.


Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.