Features and Benefits

  • 0% intro APR for 6 months on purchases and just 13.00% to 20.50% variable APR thereafter[cite::1505::cite]
  • 0% intro APR on balance transfers for 12 months and only 13.00% to 20.50% variable APR after that. 3% fee, $10 minimum[cite::1507::cite]
  • 1% reward point earned on all purchases - no cap[cite::1509::cite]
  • All applicants considered for "Signature" status (based on creditworthiness)[cite::1508::cite]
  • Get instant savings or cash back on purchases at more than 1,500 participating merchants with Amegy AmaZing Deals®
  • React to fraud fast with a simple text reply with our Mobile Fraud Alert Service
  • Monitor your account activity in virtually real-time while Purchase Alerts[cite::1125::cite]
  • Customize your card with your own image or photo with myPHOTOcard®[cite::1132::cite]
  • Zero Liability[cite::1115::cite] helps protect you from liability for unauthorized purchases made with your cash back credit card or account information
  • No annual fee



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