Home Equity Loan
Use equity in your home to consolidate debt or pay expenses at a fixed rate . No points or origination costs.
Pay off your high-interest debts by borrowing against your home’s equity for a set term.
You’ve worked for your home. Now let a Home Equity Loan work for you. Rest easy knowing that the equity in your home can help you cover home improvements, children’s tuition or consolidate debt. With a Home Equity Loan, you get the entire loan amount up front and after closing, consistent monthly payments begin.
Benefits you should know about
Advantages
- Rate may be lower than other loans
- Can be useful for consolidating debt
- Get the entire loan amount up front
- Fixed rates are available
- Loan decisions are made locally for faster approvals
Things to think about
Considerations
- Money is borrowed against your home’s equity
- Minimum loan amount is $5,000
- Loans are subject to home value and creditworthiness
- Make monthly payments after loan closing
Reap the benefits of a Home Equity Loan
Fixed Payments
Rest easy knowing that you’ll have a fixed monthly payment amount for the life of your loan. It makes budgeting a snap and provides a sensible way to pay for those major upcoming expenses or purchases.
Lower Rates
Because your Home Equity Loan is secured by your home, the rate is usually lower than with other types of loans. That can help you save money, especially if you use the loan to consolidate debts at higher rates.
Extra Borrowing Flexibility
We also provide Home Equity Lines of Credit, which use your equity for a revolving credit line. Once established, your revolving line of credit is there for you when you need it without the need to reapply.
Fast, Informed Decisions
We’re part of the community, dedicated to offering borrowing solutions to help you meet your goals. Our loan decisions are made locally in Texas so you can enjoy a faster turnaround time.
Begin your Home Equity Loan application now
Bring yourself one step closer to getting the home loan you want.
Didn’t find what you were looking for? Consider these other Home Loan options:
Home Loan Center
Compare Home Loan Options
Home Loan Resources
Home Loan Application
Home Loan Calculators
Home Equity Credit Line
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