Exciting News!
Your Account Is Upgrading to a Gold Account
Experience the Gold Standard of banking
We are excited to announce that on September 22, 2025, your current Premium Interest Checking account will be upgraded to our prestigious Gold Account. Your relationship with us deserves the gold standard and your new Gold Account is full of exclusive features and benefits designed to elevate your banking experience.
Your new Gold Account offers a range of exciting features and enhancements compared to your current Premium Interest Checking account, providing you with even greater value.
WHAT’S NEW WITH YOUR GOLD ACCOUNT?
- Unlimited Fee-Free ATM Withdrawals Nationwide: Enjoy unlimited withdrawals for no charge at all ATMs in the United States.
- Interest Rate Bonus: Continue to earn higher interest rates on your linked savings and money market accounts.
- Loan Rate Discounts: Qualify for a discount on newly originated consumer loans.
- Mortgage Closing Cost Credit: Receive up to $1,000 closing cost credit towards your new mortgage loan.
- Credit Card Bonus Exclusive for Gold Account Clients: In addition to your regular credit card rewards, you earn an unlimited 0.25% annual bonus on eligible spend each year.
- Complimentary Stop Payments on Checks Drawn on This Account and Incoming Wires for Gold Account clients.
- Safe Deposit Box: $0 for rent on 3x5 or smaller safe box (where available) or up to $20 discount on larger box sizes on annual rent.
- AND MORE! Please review the Gold Account product disclosure for a comprehensive list of benefits, as well as detailed information regarding account fees and eligibility criteria.
Earn up to $500 when you extend your relationship to a new Zions Wealth investment account
As a valued Gold Account Relationship client, you can earn a special cash reward of up to $500 when you extend your relationship to a new Zions Wealth investment account. This is our way of saying thank you for your trust and partnership.
Summary of changes to your Premium Interest Checking account:
Current Account Type: Premium Interest Checking
The Premium Interest Checking account is an interest-bearing account that currently has a $25 monthly fee if the combined deposit balance of $10,000 OR a combined deposit and personal loan balance of $25,000 isn’t met every month.
WILL CHANGE TO:
New Account Type: Gold Account
The Gold Account is a non-interest bearing account with a $18 monthly fee that is waived when you keep a daily account balance of $2,500 or a combined deposit balance of $25,000 during the month. To earn interest on your balances, you can open Savings and Money Market accounts at no monthly fee and receive a Gold Account interest rate bonus to earn higher rates.
Please click here to view the Gold Account Product Disclosure for full details. Deposit Account options are also located at https://www.amegybank.com or by calling 800-287-0301.
This is a seamless transition
Rest assured, your account number will remain the same, and all your banking services will continue without interruption.
This includes processing checks, debit card transactions, ACH debits and credits, as well as Online and Mobile Banking services like Bill Pay, eStatements, eNotices, eTax, and account alerts. Any automatic payments or outstanding transactions will be processed as usual. There is nothing you need to do.
Frequently Asked Questions
Why is my account changing?
At Amegy Bank, we’re committed to continuously enhancing the value and benefits we offer to our clients. The changes to your account are designed to provide you with a more comprehensive and rewarding banking experience. These include fee waivers, loan discounts, bonus rewards on credit card spend, and more.
These enhancements are part of our ongoing efforts to ensure you receive the best possible service and benefits across all our products. We appreciate your continued trust and look forward to serving you better.
What is changing?
The Premium Interest Checking account, an interest-bearing account that currently has a $25 monthly fee if the combined deposit balance of $10,000 OR a combined deposit and personal loan balance of $25,000 isn’t met every month.
Is changing to:
The Gold Account, a non-interest-bearing account that incurs a $18 monthly fee unless a daily account balance of $2,500 or a combined deposit balance of $25,000 is maintained each month. While the Gold Account itself does not earn interest, you can choose to open Savings and Money Market accounts that offer the opportunity to earn higher interest on your balances with the Gold Account interest rate bonus.
When is my Premium Checking Account changing to the Gold Account?
On September 22, 2025, your account will be upgraded from Premium Checking to the Gold Account.
Is there anything that I need to do to prepare for this change?
Rest assured, this will be a seamless transition and there is nothing you need to do.
Will my account number change and banking services continue without interruption?
Your account number will remain the same, and all your banking services will continue without interruption. These includes processing checks, debit card transactions, ACH debits and credits, as well as Online and Mobile Banking services like Bill Pay, eStatements, eNotices, eTax, and account alerts. Any automatic payments or outstanding transactions will be processed as usual.
When will I receive my last interest payment?
Interest will typically be paid within 3 business days after the change on September 22, 2025, and will appear on the statement following the interest payment.
Where can I find the product disclosure for the Gold Account?
Please click here for the product disclosure for the Gold Account.
Who do I contact in case I have any questions about my account?
Please contact us with any questions you may have at 800-287-0301.
We're here for you
We value your relationship with us, and we look forward to continuing to meet your financial needs. For questions or for additional information about your account, visit a local branch or our Customer Service Center online, or get helpful support over the phone at 800-287-0301.