One-Time Close Construction Loan

Single-loan closing, a permanent loan, construction, and lot purchase are included in this loan. This means only one set of closing costs and loan documents.

Benefits of One-Time Close Loan

  • Available for new home construction or major remodeling projects.
  • Low fixed rate during construction period.
  • Low down payment options available.
  • No maximum construction loan amount.
  • Initial construction phase has one extension available.
  • Construction disbursements to your builder are processed by Zions Bank.

Residential Lot Loan

Want to buy a lot, but you are not ready to build? An Amegy Lot Loan can help. This allows a borrower to buy a dream lot today while allowing time to find the exact builder and plans to complete the perfect home.


To learn more about picking the best loan for you, or for specific down payment information contact an Amegy Bank mortgage loan officer.