Business Beyond Account
Access innovative solutions and dedicated support to help your accomplished business continue its upward trajectory.
Built for what's next
Your business is going places. You deserve a checking account that can keep up. Our Business Beyond™ Account is designed to empower growing medium-sized and larger businesses with higher monthly transaction and deposit limits, wire transfer benefits, streamlined payments solutions and a commitment to going the extra mile, every time.
Go further with a Business Beyond Account.
Premium Banking with a Personal Touch
Get financial solutions like wire transfers and preferred interest rates along with access to local bankers who know your business, understand your market and respond with the speed and attention your operations require, and deserve.
Visa® Business Debit Card
Eligible business checking accounts are proud to feature the Visa® Business Debit Card, conveniently accepted at millions of merchants worldwide. In addition, you can easily add a debit card for employees with flexible spending limits you control.
Payments Package™
Featuring digital payment capabilities that are customizable to your business’s needs and easy to access within Business Digital Banking, this bundled payments solution was designed to help you save time and get paid faster.
The Amegy Bank Difference
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BUSINESS BEYOND ACCOUNT
Even more ways to give your business an edge
Account features:
- No monthly fee for our comprehensive Payments Package
- Earn premium interest rates on linked business savings and money market accounts
- $0 for all incoming domestic and international wire transfers
- $0 for one outgoing domestic wire transfer each monthly statement cycle
- Personal Gold Account monthly service fee waived for all Business Beyond Account signers
- $100 off a new business line of credit annual fee
Minimum Opening Deposit
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Maintain a minimum daily balance of at least $2,500, or maintain a combined loan and credit card balance of at least $10,000
Paper Statement Fee
Explore all our business checking account options.
Quickly compare our business checking accounts to see which one is the right fit for you and your business. For additional help choosing the account to best meet your needs, schedule an appointment with one of our friendly, knowledgeable business bankers.
Select type:
Business Launch Account
Business Elevate Account
Business Beyond Account
Community Checking
Helping you move your business forward
Our Business Beyond Account is more than a banking tool. It’s also a relationship with a bank that has a long, proud history of serving businesses and business owners in our community.
Frequently Asked Questions
What features come standard with the Business Beyond Account?
- $0 per month for the Payments Package, which unlocks several banking services for your business
- Earn premium interest rates on business savings and money market accounts
- $0 for all incoming domestic and international wire transfers into your Business Beyond Account
- $0 for one outgoing domestic wire transfer each monthly statement cycle
- $0 monthly service fee on personal Gold Accounts for all Business Beyond Account signers
- $0 for Cashier's Checks purchased from your Business Beyond Account
- No monthly service fee for additional savings and money market accounts linked to your relationship
- Receive a discount of 50% on your first order of checks and a discount of 25% on all subsequent check orders
- $100 off annual line of credit fee on new, eligible business line of credit
- Receive a Credit Card Annual Bonus equal to 0.25% of your Qualified Net Purchases as a statement credit
- Use Business Digital Banking and Business Bill pay to manage your finances efficiently using a mobile phone, tablet or computer
- Skip the branch and deposit checks through your mobile device
- Get cash when you need it with no ATM charges at any Amegy Bank ATM
- Add an optional Business Money Market Sweep account to help maximize your earnings
- Make purchases anywhere Visa® is accepted with your Amegy Bank Business Debit Card
How do I earn higher credit card rewards by having the Business Beyond Account?
Business Beyond Account holders receive a credit card annual bonus equal to 0.25% of your Qualified Net Purchase as a statement credit. Your Business Credit Card must be enrolled in automatic payments from your Business Beyond Account, and you must have a positive available balance at the time of calculation.
How do I take advantage of personal Gold Account benefits with a Business Beyond Account?
All Business Beyond Account signers will automatically have the monthly service fee waived on their personal Gold Account.
Where can I compare Business Checking accounts?
We have a helpful comparison table that allows you to select accounts and view the features and benefits side by side. If you would rather speak with a banker about our options, you can either contact us or schedule an appointment.
What information is required to open a Business Checking account?
Prepare for your application by gathering the information we may need during the account opening process. Depending on your entity type, this may include names, addresses, taxpayer ID numbers and other information to help us identify the business and its beneficial owners, including:
- Business entity name and contact information
- Business paperwork formed when registering the business with your state
- Personal information and identification for individuals that will be on the account
- Beneficial Ownership Information for the business entity
- A minimum deposit to fund the account
How do I switch my Business Checking Account to Amegy Bank?
Our Business Switch Kit is a helpful guide that will walk you through all the steps you need to make the switch to Amegy Bank.
Do business checking accounts include overdraft protection?
Going over your account balance or bouncing a check can result in transactions being declined and returned. Overdraft Protection is available for all our Business Checking accounts, and it can help you avoid insufficient funds for checks, in-person withdrawals, ATM withdrawals, and other electronic transactions.
Can I opt out of paper statements and other paper documents?
eStatements, eNotices, and eTax Documents are available for all checking accounts and will remove the paper statement fee from your account. More information about eDocuments can be found in our Business eDocuments guide.
Does a business debit card come with each account?
Yes. Eligible Business Checking Accounts come with complimentary Visa® Business Debit Cards for you and any employees you would like to have one.
Where can I learn more about Business Digital Banking?
Business Digital Banking is available on all of our accounts. You can learn more about Business Digital Banking in our Digital Banking Learning Center.