Business Financing
Business Access Loans
Our Business Access Loans can provide quick and simple access to funding for busy business owners. Simply apply online and receive a same-day decision and expedited funding if approved.
For a Limited Time
From January 2 to March 31:
- Waive $150 Origination Fee on Business Access Loan
- Waive First $150 Annual Fee on Business Line of Credit
- Waive Up to $150 Packaging Fee on SBA Express Loans Up to $100,000
Business Access Term Loan
Amount to Finance
Between $5,000 and $250,000
Term
Up to 60 months
Requirements
Current ownership of the business should be more than 24 months, the business should not be owned by another business entity, and the business should have less than $250,000 in Business Access lending with our bank
Fee
$150 origination fee
Business Access Line of Credit
Amount to Finance
Between $5,000 and $100,000
Term
Up to 36 months
Rate
Variable
Requirements
Current ownership of the business should be more than 24 months, the business should not be owned by another business entity, and the business should have less than $250,000 in Business Access lending with our bank
Fee
$150 annual fee
Is a Business Access Loan or Line of Credit Right for You?
Business Access loans are ideal for companies with a simple ownership structure and small borrowing needs. If your business is owned by another business entity or if you already have more than $250,000 in Business Access debt with Amegy Bank, then please speak with a banker to determine if a Business Access loan is right for you.
Before You Apply Online, You’ll Need:
-
To be an authorized officer of the business
-
To be at least 18 years old
-
To be a business located in Texas
-
Your Tax Identification Number(s) (SSN/TIN)
-
An email address for all individuals with at least 20% ownership in the business
-
The revenue and income information of the business
-
The average balance in your business bank accounts
-
The total debt and monthly debt payments for the business
Apply for a Business Access Loan
Apply online and receive a same-day decision and expedited funding if approved.