Business Financing
Business Lines of Credit
A business line of credit delivers access to the cash you need when you need it, giving you greater flexibility in managing your business.
Short-term use, again and again
We’ve always believed it’s good to be prepared for any situation you may face. For those who own or operate a business, that could mean having quick access to working capital for things like taking an advantage of a new opportunity or navigating through periods of uneven cash flow. That’s where a Business Line of Credit from Amegy Bank can help.
Line of Credit up to $100,000
For lines of credit up to $100,000, you can apply online for a Business Access Loan and receive a same day decision.
Line of Credit over $100,000
For lines of credit over $100,000, our experienced bankers can help you obtain the right line of credit for your business.
BUSINESS LINES OF CREDIT
Product Features and Benefits
With a line of credit from Amegy Bank, you can easily finance all short-term working capital needs at competitive rates and terms. Our seasoned business bankers are more than happy to chat with you and help you find the right product for your business needs.
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For borrowing needs under $100,000, get a same-day decision and next-day funding through the Business Access Line of Credit
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Business lines of credit may be tied to business checking account to serve as overdraft protection
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Terms up to 36 months available; subject to annual credit review
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Quickly and easily make payments through Online or Mobile Banking
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Transfer money from your line of credit to your business checking account through Online or Mobile Banking
Manage Uneven Cash Flow
For many businesses, income can have a natural ebb and flow even though expenses and overhead may remain constant. A Business Line of Credit may provide the working capital your business needs to navigate through those times of cash flow uncertainty.
Take Advantage of Opportunities
You don’t always know when an exciting new business opportunity is going to fall into your lap, but when it does, it’s best to be prepared with quick access to capital so you can take advantage of it.
Give Your Business a Boost
If part of your business plan has you spending money to make money, a Business Line of Credit can help. A Business Line of Credit can help you fund your next marketing campaign, outreach strategy, or lead generation effort so you can boost your sales or increase your customer base.
For a Line of Credit up to $100,000
Get a same day decision with a Business Access Line of Credit.
For a Line of Credit over $100,000
Speak to one of our experienced bankers.