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Business CD

Standard and Jumbo CDs allow your savings to grow by maximizing your earnings for a fixed period of one month to five years

A set earnings period from a month to five years

A Business Certificate of Deposit (CD) provides a set return and minimal risk. Put your business capital aside for a term and enjoy the benefits of an FDIC-insured savings vehicle. 

BUSINESS CD

Interest bearing and minimal risk

Our Business CDs let you lock down interest earnings over time. With a choice of opening balance amounts and interest tiers from one month to five years, you can plan your returns on money you don’t need access to right away.
Account Features and Benefits:
  • Open an account with a minimum deposit of $1,000
  • Fixed interest rate, compounded daily
  • Deposits are insured by the FDIC to at least $250,000
  • Choose a flexible savings term between 1 month and 5 years
  • Earn a competitive interest rate on money you don’t need access to right away
  • Use Business Digital Banking and Mobile banking to view balances through a mobile phone, tablet, or computer
  • Contact our U.S.-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT

Account Details

Minimum Opening Deposit
$1,000 ($100,000 for Jumbo CD)

More about Amegy Bank

Bank On Us

Whatever stage you find your business in, we have business checking, savings, credit card and loan options at competitive rates to help you meet your needs. Each account features tailored benefits for managing and directing business funds. Explore your options today.

It’s About the Relationship

As a business bank, we use a community bank model focused on local leadership and customer relationships. We strive to connect with you and make our relationship personal, offering access to knowledgeable bankers and personalized attention. 

A Streamlined Workload with Digital Banking

Use our Digital Banking app to manage accounts through a mobile phone, tablet, or computer.

Service and Convenience

Visit a local branch, where our bankers are focused on helping you reach your goals. Get in touch with our Customer Contact Center or Online Banking representatives during business hours, or call for 24/7 automated account information. 

Standard CD up to $99,999

Reap the benefits of a competitive interest rate for a fixed term. For CDs up to and including $99,999.

Jumbo CDs of $100,000 and more

Benefit from a competitive rate on larger investment amounts of $100,000 and greater.


Rates for Standard CD

Business CD

Rates displayed reflect a minimum deposit of $1,000 up to $99,999.

Rates effective as of:

Term
Interest Rate
APY
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
4.1%
APY
4.18%
Term
6 MONTHS
Interest Rate
4.02%
APY
4.1%
Term
9 MONTHS
Interest Rate
3.93%
APY
4.01%
Term
12 MONTHS
Interest Rate
3.83%
APY
3.9%
Term
18 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
24 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
36 MONTHS
Interest Rate
2.73%
APY
2.77%
Term
48 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
60 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
4.1%
APY
4.18%
Term
6 MONTHS
Interest Rate
4.02%
APY
4.1%
Term
9 MONTHS
Interest Rate
3.93%
APY
4.01%
Term
12 MONTHS
Interest Rate
3.83%
APY
3.9%
Term
18 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
24 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
36 MONTHS
Interest Rate
2.73%
APY
2.77%
Term
48 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
60 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
4.1%
APY
4.18%
Term
6 MONTHS
Interest Rate
4.02%
APY
4.1%
Term
9 MONTHS
Interest Rate
3.93%
APY
4.01%
Term
12 MONTHS
Interest Rate
3.83%
APY
3.9%
Term
18 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
24 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
36 MONTHS
Interest Rate
2.73%
APY
2.77%
Term
48 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
60 MONTHS
Interest Rate
2.58%
APY
2.61%


Rates for Jumbo CD

Business Jumbo CD

Rates displayed reflect a minimum deposit of $100,000.

Rates effective as of:

Term
Interest Rate
APY
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
4.1%
APY
4.18%
Term
6 MONTHS
Interest Rate
4.02%
APY
4.1%
Term
9 MONTHS
Interest Rate
3.93%
APY
4.01%
Term
12 MONTHS
Interest Rate
3.83%
APY
3.9%
Term
18 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
24 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
36 MONTHS
Interest Rate
2.73%
APY
2.77%
Term
48 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
60 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
4.1%
APY
4.18%
Term
6 MONTHS
Interest Rate
4.02%
APY
4.1%
Term
9 MONTHS
Interest Rate
3.93%
APY
4.01%
Term
12 MONTHS
Interest Rate
3.83%
APY
3.9%
Term
18 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
24 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
36 MONTHS
Interest Rate
2.73%
APY
2.77%
Term
48 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
60 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
4.1%
APY
4.18%
Term
6 MONTHS
Interest Rate
4.02%
APY
4.1%
Term
9 MONTHS
Interest Rate
3.93%
APY
4.01%
Term
12 MONTHS
Interest Rate
3.83%
APY
3.9%
Term
18 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
24 MONTHS
Interest Rate
3.1%
APY
3.15%
Term
36 MONTHS
Interest Rate
2.73%
APY
2.77%
Term
48 MONTHS
Interest Rate
2.58%
APY
2.61%
Term
60 MONTHS
Interest Rate
2.58%
APY
2.61%


Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online. 

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.