Real-Time Payments
Speed, Clarity, and Control – Instantly
Move Money at the Speed of Business
In today’s fast-paced business environment, waiting for payments to clear is no longer an option. Our Real-Time Payments (RTP) solution empowers your business to send and receive funds instantly —24/7/365— with immediate confirmation and enhanced visibility.
What Are Real-Time Payments?
Real-time payments are irrevocable, electronic transactions that are initiated, cleared, and settled within seconds. Unlike traditional payment methods, RTPs are available around the clock—even on weekends and holidays—helping your business stay connected and keep things moving smoothly.
Why Real-Time Payments?
- Immediate Settlement: Funds are transferred and confirmed in seconds, improving cash flow and reducing payment delays.
- Always On: Available 24/7/365—including nights, weekends, and holidays—so your business can operate on its schedule.
- Enhanced Transparency: View transfer impacts on your account balance in real time to streamline reconciliations and minimize posting errors.
- Improved Customer Experience: Deliver faster refunds, payouts, and disbursements to clients and vendors, boosting satisfaction and trust.
- Secured and Reliable: Built on a robust, bank-grade infrastructure with end-to-end encryption and fraud controls.
Business Use Cases
- Vendor Payments: Pay suppliers instantly and strengthen relationships.
- Payroll and Gig Economy: Disburse wages in real time, even outside traditional payroll cycles.
- Customer Refunds: Issue refunds immediately to enhance customer loyalty.
- Emergency Disbursements: Respond quickly to urgent needs with instant payments.
Ready to Modernize Your Payment Strategy?
Contact a banker to learn how Real-Time Payments can transform your business operations.