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Reserve Visa Credit Card

Your new Reserve Visa® Credit Card is your ticket to better travel with flexible rewards, lounge access, travel credits and a full suite of travel benefits. You have access to all of this for an annual fee of $450 (plus $50 for each additional card).

Earn a $500 introductory bonus

Receive $500 (or 50,000 points) when you spend $5,000 in the first 90 days of account opening.


Enjoy your annual travel credit

Receive a $250 travel credit each year you can use for things like Global Entry/TSA PreCheck®.


Enjoy complimentary Priority Pass Select Lounge Access

Access to lounges and experiences in hundreds of the world’s busiest airports.


Travel further and faster with accelerated rewards

Earn 3X rewards on travel and dining purchases plus 2X rewards on everything else. Set up online banking to check and redeem points.


Enrich your life and elevate your travels

Your new Reserve Card gives you access to a world of benefits and services to help you experience more of what life has to offer.

24-Hour Concierge Service

Get personal assistance booking travel plans, making dinner reservations, finding tickets and more.

Visa Signature Luxury Hotel Collection

Enjoy automatic upgrades and VIP Guest Status at more than 900 luxury hotels around the world.

Unique Opportunities and Experiences

Get access to once-in-a-lifetime experiences, wine and food events, unique golf outings, special discounts and more.

No Foreign Transaction Fees

Receive special perks when you travel, including no foreign transaction fees.


Enjoy greater peace of mind

Your Reserve Card includes built-in protections to keep you covered when you’re at home or away.

Zero Liability Protection

You won’t be held responsible for unauthorized transactions if your card is ever lost, stolen or fraudulently used.

Card Alerts

Receive real-time alert notifications to help you monitor account activity. For added protection, enroll in our free Mobile Fraud Alert Service.

Lost Luggage and Baggage Delay Reimbursement

Get reimbursed up to $300 for your essential items when your baggage is delayed. If your luggage is lost or stolen, you can be reimbursed up to $3,000.

Trip Cancellation and Trip Interruption Insurance

Receive reimbursement for the non-refundable fare up to $10,000 if your trip is canceled or interrupted.

Travel Accident Insurance

Insurance policy automatically covers the cardholder and dependents in the case of accidental death or dismemberment.

Travel and Emergency Assistance Services

Get help connecting with emergency and assistance resources when emergencies arise while away from home.

Emergency Evacuation Coverage

Receive reimbursement for covered emergency evacuation expenses not covered elsewhere.

Auto Rental Collision Damage Waiver

Get reimbursed for damage due to collision or theft for most rental vehicles.

Roadside Dispatch®

Enjoy access to a variety of roadside assistance services, including 24/7 towing, tire changing and more.


Protect your purchases

Shop with confidence. Protect your purchases with purchase protection benefits.

Price Protection

Ensure you pay the lowest advertised price for eligible purchases you make with your card.

Purchase Coverage

Enjoy peace of mind with built-in benefits like Return Protection Extended Warranty Protection and Purchase Security.

Cell Phone Protection

Get reimbursed for a stolen or damaged cell phone when you pay your wireless bill with your card ($50 deductible).

Questions about your benefits?

Get personal attention from your local Amegy Bank branch, or 24/7 U.S.-based customer service when you call the number on the back of your card.

Explore all your card benefits

There’s so much your Reserve Card can do.

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