Mortgages & Home Loans
Find a mortgage that meets your needs with terms that fit just right. Explore the options with a Mortgage Loan Officer or a banker at your local Amegy Bank branch.
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View our Home Loan options
Interest rates and the length of your home loan are as important as the community you choose to call home. Make an informed decision about your mortgage and choose your preferred loan features so you can enjoy your new home for years to come.
Fixed-Rate Mortgages
No surprises here—your interest rate remains the same for the life of your loan with the same monthly payment year in, year out. Along with a great rate, having a consistent amount helps with budgeting.
Adjustable-Rate Mortgages (ARMs)
With an ARM, you may be able to qualify for a larger loan amount with a lower fixed rate for the initial years before the rate adjusts. We offer a variety of options to help you get you into the home you want.
Home Construction Loans
Need a hand financing the build for your dream home? Our One-Time Close loan provides simplicity with a single loan close for both your construction and traditional mortgage loan.
FHA Mortgage Loan
When you qualify for a Federal Housing Administration (FHA) loan, you may be able to close for a smaller down payment percentage. Our Loan Officers specialize in finding assistance for low- to moderate-income homebuyers.
Jumbo Loan
If you want to borrow a larger amount to purchase the home you love, you may need a Jumbo Loan. We’re here to help you make that home yours. Our Mortgage Officers can help you navigate the process and get you the loan you need.
VA Mortgage Loan
The Veterans Administration (VA) loan program allows Veterans to qualify for a federally guaranteed home loan with zero down payment. Apply now and you’ll be connected with one of our Amegy Bank Mortgage Officers to find VA mortgage rates and to get the process started.
Affordable Home Mortgage Loan
The Affordable Home Mortgage Loan is an affordable mortgage loan featuring a variety of benefits for qualified borrowers who meet specific income criteria, or for eligible properties within a specific geographic area.
Home Equity Loan
There’s equity in your home and this convenient term loan lets you borrow against it to fund purchases, meet expenses, or consolidate debt. Get a lump sum, a fixed rate and fixed payments every month.
Home Equity Line of Credit (HELOC)
Borrow money when needed, up to a preset credit limit. This line of credit offers great rates and helps you access your home’s equity to remodel or improve your house, pay down debt, or make sizable purchases.
Apply for your mortgage online
Get pre-qualified so you can move fast. Zip Mortgage, our online loan application portal, speeds the process on loans for houses and connects you to one of our knowledgeable Loan Officers.
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