OnBudget Banking®
Smarter banking that's easier to manage.
Smart Banking. Fewer fees.
We make it easier to manage your money so you can spend it wisely. With no overdraft fees, OnBudget Banking offers all the features you want with none of the complexity you don’t. Keep your banking experience simple, paperless and reliable.
Benefits of OnBudget Banking
Stay In Control
No overdraft fees and a predictable, low monthly fee
It's Your Money
Easily make purchases and access funds using your debit card or digital wallet
Mobile Banking
Check your account balance, deposit checks, and transfer money straight from our mobile app
Digital Tools
Manage your money digitally, with direct deposit, automatic withdrawals, Zelle® and more
OnBudget Banking®
More Convenience. Less hassle.
Enjoy additional features and benefits
- Get cash when you need it with no charge at Amegy Bank’s network of ATMs
- Reach out to our U.S.-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT
- Take advantage of paperless statements, notices and tax documents
Account Details
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
N/A
Minimum Opening Deposit
The Amegy Bank Difference
All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.
Digital Banking
Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.
Debit Card
Use your Visa® Debit Card to shop anywhere Visa is accepted, with the peace of mind of Zero Liability Protection.
Zelle®
Effortlessly send or request money with friends, family, and others you know at no additional charge to you.
Online Bill Pay
Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.
Account Alerts
Get automatic alerts when we detect a suspicious transactions and set up low-balance notifications for your account.
Mobile Deposit
Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.
Ready to get started?
OnBudget Banking from Amegy Bank helps you feel in control of your money, avoid large fees, and gain convenient access to digital tools.