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IRA Money Market Account

Here’s an opportunity to save for retirement with the flexibility to make additional deposits automatically or as needed.

Looking for a retirement account with flexibility to make additional deposits and keep your nest egg growing?

It’s never too early for retirement planning. The IRA Money Market Account from Amegy Bank is ideal for making periodic deposits or transferring funds automatically from a checking or savings account. Keep your funds growing as you make additional contributions, earn competitive money market rates, and have an account that’s FDIC-insured.

IRA MONEY MARKET ACCOUNT

Why it’s a smart start to retirement

The choice to make a plan and begin saving for retirement is a wise one. It also can provide a way to pay for education or help fund a down payment for a first-time home purchase. From the tax advantages of the traditional IRA to the Roth IRA’s tax-free withdrawals to custodial Education IRAs, save for future goals without a monthly fee.
Choose savings with built-in flexibility:
  • Get a Money Market interest rate while saving for retirement
  • Earn a variable rate compounded daily and paid monthly 
  • Earn relationship rates when you also maintain a Premium Interest Checking account
  • Make additional deposits to your account at any time 
  • Use Digital Banking to manage your finances on a mobile phone, tablet, or computer
  • Deposits are insured by the FDIC to at least $250,000

Account Details

Minimum Opening Deposit
$100
Monthly Maintenance Fee
$0
Interest
Variable rate, compounded daily, paid monthly
Withdrawals and Transfers
Withdrawals made from an IRA account before age 59 1/2 may be subject to federal taxes and penalties. Please consult your tax advisor before making withdrawals from an IRA account.
Paper Statement Fee
$0 (IRA Statements are distributed annually)

More IRA Money Market benefits to feather your nest

A More Secure Way to Save

Finance the dream — whether it’s a fund for college, saving for that perfect vacation, or providing a reliable cushion for the future. We’ll help you find the FDIC-insured savings account that’s right for you and your goals. 

Make the Most of Your Money

Whatever stage you find yourself in life, we have personal checking, savings, credit card and loan options at competitive rates for a variety of needs. Each account features great benefits to help you today and tomorrow.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.  


Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online. 

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.